Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Michael Abruzzese, 15453 Cortona Way, Naples FL 34120

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Mary Adams, 117 Plantation Cir, Naples FL 34104

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Bogdan Afloarei, 653 Squire Cir Apt 201, Naples FL 34104

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Timothy Allen, 834 Coldstream Ct, Naples FL 34104

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Michelle Anderson, 3304 Lisa Ln Apt 5, Naples FL 34109

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Geomaris Barriel, 5340 19th Pl Sw, Naples FL 34116

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Thomas Brasiskis, 4001 Santa Barbara Blvd # 386, Naples FL 34104

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Marinda Bartley, 4522 Executive Dr Ste 103, Naples FL 34119

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Albert Beatrice, 210 Silverado Dr, Naples FL 34119

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Kimberly Bell, 2655 Creek Ln Apt 101, Naples FL 34119

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Charles Bicknell, 238 Willowick Dr, Naples FL 34110

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Timothy Blackford, 174 Cocohatchee Blvd, Naples FL 34110

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William Boleyn Jr, 660 Riviera Dr, Naples FL 34103

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Nancy Boring, 112 Kirtland Dr, Naples FL 34110

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Kimberly Bos, 5731 Copper Leaf Ln, Naples FL 34116

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Matthew Brezina, 2114 Tama Cir, Naples FL 34112

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Christopher Brittingham, 4270 Jack Frost Ct Apt 8, Naples FL 34112

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Heidi Bruner, 1314 Corso Palermo Ct # Unit3, Naples FL 34105

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Guillermo Cacho, 1471 Wilson Blvd N, Naples FL 34120

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Heather Call, 1907 Tarpon Bay Dr N, Naples FL 34119

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Marnie Cutrone, 6174 Towncenter Cir, Naples FL 34119

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John Campbell, 9535 Chelford Ct, Naples FL 34109

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Christopher Carter, Po Box 2885, Naples FL 34106

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Jorge Castro, 4830 West Blvd, Naples FL 34103

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Tammy Cazares, 14925 Indigo Lakes Dr, Naples FL 34119

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Robert Chiodo, 625 97th Ave N, Naples FL 34108

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Jay Civetti, 2647 Professional Cir, Naples FL 34119

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Jeffrey Cohen, 500 Wyndemere Way Apt 303, Naples FL 34105

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Kimberly Colburn, 5071 Boxwood Way, Naples FL 34116

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Maria Del Hierro, 1195 Wildwd Lks Blvd Apt 104, Naples FL 34104

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Nick Di Lorenzo, 11510 Tanager Ct, Naples FL 34119

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Carmen Duerr, 4502 Robin Ave, Naples FL 34104

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William Dukes, 1349 Park Lake Dr, Naples FL 34110

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Christel Duque, 2427 55th St Sw, Naples FL 34116

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Jerald Epstein, 4893 San Pablo Ct, Naples FL 34109

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Kenneth Engler, 1019 Crosspointe Dr Ste 1, Naples FL 34110

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Virginia Engler, 2318 Mill Stream Ct, Naples FL 34109

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Jesenia Estrada, 2525 16th Ave Ne, Naples FL 34120

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Sean Fahey, 3093 Aviamar Cir Apt 103, Naples FL 34114

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Louis Falconi, 3037 Driftwood Way Unit 3508, Naples FL 34109

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Leandro Feliz, 4865 San Pablo Ct, Naples FL 34109

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Ivania Ferrufino, 8696 Ibis Cove Cir, Naples FL 34119

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Ivania Ferrufino, 8696 Ibis Cove Cir, Naples FL 34119

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Tiger Florian, 1019 Crosspointe Dr Ste 1, Naples FL 34110

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Edward Frank, 2165 45th St Sw, Naples FL 34116

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Jonah Frost, 693 Pompano Dr, Naples FL 34110

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Marta Garcia, 1161 16th St Ne, Naples FL 34120

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Joel Gravina, 89 Heritage Way, Naples FL 34110

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Lissette Garcia, 965 Summerfield Dr, Naples FL 34120

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Brian Glaeser, 2205 Tarpon Rd, Naples FL 34102

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Matthew Gordon, 7932 Princeton Dr, Naples FL 34104

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Sandro Gorn, 3311 8th Ave Se, Naples FL 34117

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Joseph Graca, 5807 Persimmon Way, Naples FL 34110

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Timothy Hall, 2126 Modena Ct, Naples FL 34105

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John Henderson, 204 Edgemere Way S, Naples FL 34105

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Paula Hubbard, 1455 Mariposa Cir Apt 203, Naples FL 34105

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Thomas Hardel, 3838 Pleasant Springs Dr, Naples FL 34119

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Jacqueline Harvey, 6625 Huntngtn Lks Cir Apt 102, Naples FL 34119

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Woody Haskins, 1464 Palma Blanca Ct, Naples FL 34119

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John Hatch, 3426 64th Ave Ne, Naples FL 34120

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John Heinlein, 1100 Pine Ridge Rd Ste B106, Naples FL 34108

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Dawn Houser, 9128 Strada Pl Ste 10106, Naples FL 34108

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Michael Hoy, 2917 Poplar St, Naples FL 34112

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Parviz Jafari, 2325 Kings Lake Blvd, Naples FL 34112

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Cari Jones, 12930 Positano Cir Unit 206, Naples FL 34105

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Christine Jones, 5061 Kensington High St, Naples FL 34105

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Brian Kirk, 10063 Boca Cir, Naples FL 34109

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Charles Kansy, 7499 Treeline Dr, Naples FL 34119

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Melissa Karol, 750 101st Ave N, Naples FL 34108

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Terry Katz, 1100 5th Ave S Ste 408, Naples FL 34102

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Mary Keir, 6426 Birchwood Ct, Naples FL 34109

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Norman Kluger, 939 Barcarmil Way, Naples FL 34110

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Gloria Kotschevar, 1325 Remington Way Apt 2102, Naples FL 34110

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Kody Kuntzman, 4911 Catalina Dr Apt 21, Naples FL 34112

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Larry Leppo, 1168 Camelot Cir, Naples FL 34119

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Paul Lo Presti, 2350 Kings Lake Blvd, Naples FL 34112

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Tania Lasalle, 14991 Summit Place Cir, Naples FL 34119

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Stephen Lepido, 14981 Toscana Way, Naples FL 34120

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Daniel Lolli, 1353 Briarwood Ct, Naples FL 34104

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Maray Lopez, 7839 Martino Cir, Naples FL 34112

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Francis Lord, 7561 Cordoba Cir, Naples FL 34109

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Kenneth Lowe, 1100 5th Ave S, Naples FL 34102

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William Lund, 3330 Lakeview Dr, Naples FL 34112

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Susan Lyons, 765 Brentwood Pt, Naples FL 34110

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Lauren Maxwell, 575 Avellino Isles Cir # 202, Naples FL 34119

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Marisa Mcdougall, 6649 Tannin Lane D, Naples FL 34109

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Justin Mclaughlin, 1969 Winding Oaks Way, Naples FL 34109

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Nelson Munoz, 720 5th St Sw, Naples FL 34117

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Stephen Marchioni, 1923 Morning Sun Ln, Naples FL 34119

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Robert Martin, 554 106th Ave N, Naples FL 34108

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Cesar Martinez, 4287 27th Ct Sw Apt 201, Naples FL 34116

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Denise Masnjak, 2590 2nd St Nw, Naples FL 34120

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Mark Mccabe, 1941 Isla De Palma Cir, Naples FL 34119

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Lisa Mccain, 5760 Cypress Hollow Way, Naples FL 34109

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Matthew Mccain, 5760 Cypress Hollow Way, Naples FL 34109

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Matthew Mcguinn, 7481 Lantana Cir, Naples FL 34119

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Remigio Mendozzi, 5630 Cypress Hollow Way, Naples FL 34109

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Thomas Mihalik, 1343 Cooper Dr, Naples FL 34103

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Jessica Ming, 2015 Crestview Way Apt 120, Naples FL 34119

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Laura Montes, 2255 Greenback Cir Apt 305, Naples FL 34112

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Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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