Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Celine Amiel Abittan, 650 West Ave Apt 2608, Miami Beach FL 33139

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Mortgage-brokers-details
Nathaniel Allen, 1200 West Ave Apt 316, Miami Beach FL 33139

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Jacqueline Almendares, 5700 Collins Ave Apt 5d, Miami Beach FL 33140

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Christopher Apone, 325 Meridian Ave Apt 17, Miami Beach FL 33139

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Pedro Arruda, 1418 Michigan Ave, Miami Beach FL 33139

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Andrew Augusta, 243 Meridian Ave Apt 214, Miami Beach FL 33139

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Maria Behar, 7509 Bounty Ave, Miami Beach FL 33141

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Martha Babot, 5005 Collins Ave Apt 1424, Miami Beach FL 33140

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Mortgage-brokers-details
Tyler Bahnsen, 6515 Collins Ave Apt 1603, Miami Beach FL 33141

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Michael Balan, 4470 N Jefferson Ave, Miami Beach FL 33140

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Arthur Bartholomew, 1545 Drexel Ave Apt 24, Miami Beach FL 33139

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Rolando Behar, 7374 Gary Ave, Miami Beach FL 33141

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Samuel Bejar, 1145 N Biscayne Point Rd, Miami Beach FL 33141

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Alfredo Beltran, 6365 Collins Ave Ste 2707, Miami Beach FL 33141

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Bruce Bender, 5900 Alton Rd, Miami Beach FL 33140

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Ernest Berner, 6515 Collins Ave Apt 1106, Miami Beach FL 33141

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Jeanette Bibliowicz, 6325 Allison Rd, Miami Beach FL 33141

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David Bolton, 2301 Collins Ave Apt 1417, Miami Beach FL 33139

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Richard Bronis, 22 W San Marino Dr, Miami Beach FL 33139

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Rafael Cabrera, 11 Island Ave Ste 404, Miami Beach FL 33139

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Gianmario Canobbio, 401 Ocean Dr Unit 625, Miami Beach FL 33139

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David Caporini, 10 Venetian Way Ste 2101, Miami Beach FL 33139

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James Carter, 7516 W Treasure Dr, Miami Beach FL 33141

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Bob Chamorro, 7501 E Treasure Dr Apt 3m, Miami Beach FL 33141

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Shawn Chemtov, 790 W 50th St, Miami Beach FL 33140

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Andre Cuadrado, 1881 79th St Cswy Unit 1806, Miami Beach FL 33141

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Brian Cumpton, 90 Alton Rd Unit 1909, Miami Beach FL 33139

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Michelle D'antuono, 400 Alton Rd # Th-4a, Miami Beach FL 33139

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Eraldo Dasilva, 1030 Shore Ln, Miami Beach FL 33141

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Daniel De La Torre Roffe, 1585 71st St, Miami Beach FL 33141

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Grace Dionne, 1090 N Shore Dr, Miami Beach FL 33141

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Mortgage-brokers-details
Anish Dave, 801 N Venetian Dr Apt 703, Miami Beach FL 33139

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Bruce Davis, 1625 Kennedy Causway Ph 05, Miami Beach FL 33141

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Rosa Delgado, 7135 Collins Ave Apt 1032, Miami Beach FL 33141

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Stacy Dorsey, 1504 Bay Rd Apt 527, Miami Beach FL 33139

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David Dweck, 1000 5th St Ste 200, Miami Beach FL 33139

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Stephen Dwyer, 1508 Bay Rd Apt 845, Miami Beach FL 33139

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Curt Dyer, 5900 Alton Rd, Miami Beach FL 33140

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Daniel Ettedgui, 1741 Alton Rd, Miami Beach FL 33139

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Richard Exposito, 1865 79th Street Cswy Apt 7m, Miami Beach FL 33141

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Emmanuel Fajardo, 520 West Ave Unit 602, Miami Beach FL 33139

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Juan Farias, 1330 West Ave Apt 2101, Miami Beach FL 33139

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Michael Firth, 5445 Collins Ave Apt Th2, Miami Beach FL 33140

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Andrew Fiske, 701 N Shore Dr, Miami Beach FL 33141

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Javier Garrido, 6515 Collins Ave Unit 610, Miami Beach FL 33141

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Perry Greenfield, 4293 Prairie Ave # 3136, Miami Beach FL 33140

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Anita Garcia, 8010 West Dr Apt 380, Miami Beach FL 33141

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Mary Gimeno-porges, 5656 Pine Tree Dr, Miami Beach FL 33140

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Jon Gitman, 1330 West Ave Apt 1709, Miami Beach FL 33139

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Jill Halpern, 1413 Sunset Harbour Drive - #605, Miami Beach FL 33139

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Marc Halpern, 1413 20th St Apt 605, Miami Beach FL 33139

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Allison Herrera, 1000 West Ave Apt 207, Miami Beach FL 33139

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Jason Johnson, 1308 Drexel Ave Apt 205, Miami Beach FL 33139

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Josie Johnson, 520 West Ave Unit 1702, Miami Beach FL 33139

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Scott Jones, 1680 Michigan Ave Ste 700, Miami Beach FL 33139

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Barry Josepher, 401 Ocean Dr Ste 703, Miami Beach FL 33139

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Denis Kelly, 1722 Jefferson Ave, Miami Beach FL 33139

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Gleb Klioner, 1000 West Ave Apt 1212, Miami Beach FL 33139

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Sean Koch, 6301 Collins Ave Apt 2407, Miami Beach FL 33141

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Jocsan Lopez, 7601 E Treasure Dr Ste 2202, Miami Beach FL 33141

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Pablo Laham, 4421 Sheridan Ave, Miami Beach FL 33140

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Michelle Lanspa, 7950 Tatum Waterway Dr Apt 10, Miami Beach FL 33141

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Angel Leon, 4765 N Bay Rd, Miami Beach FL 33140

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Baine Leon, 6423 Collins Ave Apt 205, Miami Beach FL 33141

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Leron Levy, 1330 West Ave Apt 2113, Miami Beach FL 33139

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Paola Lieto, 450 Alton Rd, Miami Beach FL 33139

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Michael Lutz, 1330 West Ave Apt 1102, Miami Beach FL 33139

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Fernando Marques, 1625 Kennedy Causeway #103, Miami Beach FL 33141

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Frank Martinez, 401 Ocean Dr Apt 1124, Miami Beach FL 33139

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Julio Martinez, 350 S Shore Dr Apt 18, Miami Beach FL 33141

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Raul Martinez Coca, 609 Espanola Way Apt 4, Miami Beach FL 33139

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Michel Melem, 800 West Ave Ph 37, Miami Beach FL 33139

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Dean Mlinarich, 1680 Michigan Ave Ste 700, Miami Beach FL 33139

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Gilda Molina, 1666 West Ave Apt 511, Miami Beach FL 33139

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Seth Nachman, 5372 Fisher Island Dr, Miami Beach FL 33109

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Vilma Natale, 5750 Collins Ave Apt 5f, Miami Beach FL 33140

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Lawrence Natinsky, 1900 Purdy Ave Ste 1105, Miami Beach FL 33139

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Chanilia Nixon, 6899 Collins Ave Unit 1004, Miami Beach FL 33141

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Beth Novak, 1345 Lincoln Rd Apt 406, Miami Beach FL 33139

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Marvin Oduber, 1130 Venetian Way Apt 1f, Miami Beach FL 33139

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Mortgage-brokers-details
Sandra Priscal, 1420 Michigan Ave, Miami Beach FL 33139

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Wendy Pearson, 1777 Michigan Ave Apt 207, Miami Beach FL 33139

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Jorge Pelegrin, 5775 Collins Ave Apt 806, Miami Beach FL 33140

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Charles Penan, 1401 Bay Rd Apt 207, Miami Beach FL 33139

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Mortgage-brokers-details
Andres Perez, 4775 Collins Ave Apt 3208, Miami Beach FL 33140

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Ivette Perez, 6208 Lagorce Dr, Miami Beach FL 33140

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Ryan Powers, 1342 Drexel Ave Apt 306, Miami Beach FL 33139

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Maximo Ramos, 842 1st St, Miami Beach FL 33139

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Patricia Rapan, 1900 Meridian Ave Apt 202, Miami Beach FL 33139

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Juan Revello, 1331 Lincoln Rd Apt 1101, Miami Beach FL 33139

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Salvador Reynaldo, 6039 Collins Ave # Apt828, Miami Beach FL 33140

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Audrey Rosenbaum, 426 W 31st St, Miami Beach FL 33140

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Mortgage-brokers-details
Neil Ross, 1680 Michigan Ave Ste 1030, Miami Beach FL 33139

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Oscar Sanchez, 2020 Prairie Ave Apt 203, Miami Beach FL 33139

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Mortgage-brokers-details
Carmen Stevens, 6917 Collins Ave Apt 1502, Miami Beach FL 33141

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Richard Stoker, 6799 Collins Ave Apt 105, Miami Beach FL 33141

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Apolonia Sanmartin, 7500 Collins Ave Apt 15, Miami Beach FL 33141

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Jonathan Simpson, 6525 Collins Ave Unit 212, Miami Beach FL 33141

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Mortgage-brokers-details
Grace Solis, 730 86th St, Miami Beach FL 33141

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Grace Solis, 730 86th St, Miami Beach FL 33141

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Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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