Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 118

Mitchell Alkow, 7348 Rockbridge Cir, Lake Worth FL 33467
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Barbara Apuzzo, 11522 Manatee Bay Ln, Lake Worth FL 33449
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Keith Arnold, 6779 Columbia Ave, Lake Worth FL 33467
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Robert Bryson, 1428 N Lakeside Dr, Lake Worth FL 33460
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Thomas Benach, 6782 Finamore Cir, Lake Worth FL 33467
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John Benedetto, 3462 Lago De Talavera, Lake Worth FL 33467
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Gina Benedict, 5458 1st Rd, Lake Worth FL 33467
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Irene Bezenyan, 10468 Trianon Pl, Lake Worth FL 33449
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Jason Biro, 10639 Cypress Lk Prs Dr, Lake Worth FL 33449
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Norine Bishop, 7534 Briar Cliff Cir, Lake Worth FL 33467
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Terry Bishop, 4318 Berkshire Wharf Dr, Lake Worth FL 33461
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Melinda Blakely-bedran, 10654 Versailles Blvd, Lake Worth FL 33449
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Thomas Blessing, 3880 Cypress Lake Dr, Lake Worth FL 33467
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Maria Bloch, 4264 Hunting Trl, Lake Worth FL 33467
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Devon Born, 149 Barefoot Cv, Lake Worth FL 33462
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Walter Brannock, 437 N Country Club Dr, Lake Worth FL 33462
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William Brannock, 437 N Country Club Dr, Lake Worth FL 33462
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Gwendolyn Burge, 11250 Hawk Holw, Lake Worth FL 33449
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Andrew Busa, 6519 Marbletree Ln, Lake Worth FL 33467
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Michael Busch, 6631 Rock Creek Dr, Lake Worth FL 33467
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Linda Cervantes, 1200 Scotia Dr Apt 401, Lake Worth FL 33462
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Ximena Cabezas, 2209 N Federal Hwy, Lake Worth FL 33460
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Justin Cervantes, 1100 Scotia Dr Apt 104, Lake Worth FL 33462
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Kathleen Christensen, 6508 Stonehurst Cir, Lake Worth FL 33467
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Mary Cobb, 6569 Blue Bay Cir, Lake Worth FL 33467
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Peter Colangelo, 365 S Country Club Dr, Lake Worth FL 33462
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Sean Cortes, 6365 Shadow Creek Village Cir, Lake Worth FL 33463
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Karen Donnelly, 9218 Olmstead Dr, Lake Worth FL 33467
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Judith Davis, 7720 Stone Harbour Dr Unit 4, Lake Worth FL 33467
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Diana Dibenedetto, 7874 Aztec Ct, Lake Worth FL 33463
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Tina Dixon-smith, 9920 Via Amati # 4p, Lake Worth FL 33467
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Louis Doherty Iii, 7272 Winder Ct, Lake Worth FL 33467
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Sean Donahue, 306 S Atlantic Dr, Lake Worth FL 33462
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Peter Doucette, 10365 Little Mustang Way, Lake Worth FL 33449
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Arlet Eugene, 11407 Paradise Cove Ln, Lake Worth FL 33449
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Nadine Fabien, 3100 Congress Park Dr Apt 1036, Lake Worth FL 33461
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Pierre Ferdinand, 11176 Maritime Ct, Lake Worth FL 33449
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Hector Fernandez, 3011 30th Ln, Lake Worth FL 33463
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Sandra Fenelon, 7765 Lake Worth Rd, Lake Worth FL 33467
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Shellie Ferguson, 7154 Michigan Isle Rd, Lake Worth FL 33467
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Etzer Fortune, 6335 Pinestead Dr Apt 925, Lake Worth FL 33463
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Catherine Fuschetto, 7560 Duncrest Rd, Lake Worth FL 33467
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Salvatore Fuschetto, 7560 Duncrest Rd, Lake Worth FL 33467
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Jean Guerrier, 811 S Lakeside Pl, Lake Worth FL 33462
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William Ginty, 6894 Torch Key St, Lake Worth FL 33467
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Lorie Givens, 3562 Collonade Dr, Lake Worth FL 33449
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Georgina Gonzalez Quevedo, 2615 N Federal Hwy, Lake Worth FL 33460
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Jesus Gonzalez Quevedo, 2615 N Federal Hwy, Lake Worth FL 33460
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Donald Gracius, 608 N K St, Lake Worth FL 33460
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Ann Griffith, 9498 Campi Dr, Lake Worth FL 33467
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Jessica Gulbrand, 4389 Hunting Trl, Lake Worth FL 33467
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James Hall, 5171 10th Ave N, Lake Worth FL 33463
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Deirdre Halsey, 2512 Henrietta Ct, Lake Worth FL 33462
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Kenneth Harman, 149 Ocean Cay Way, Lake Worth FL 33462
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Donovan Harrison, 192 S Palm Villas Way, Lake Worth FL 33461
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Justin Hartinger, 1098 Manor Dr, Lake Worth FL 33461
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Deborah Healy, 11085 Cobblefield Rd, Lake Worth FL 33449
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Patrick Hebert, 307 W Palm St, Lake Worth FL 33462
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Deborah Henriksen, 105 Park Ln E, Lake Worth FL 33462
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Rigoberto Hernandez, 624 Springdale Cir, Lake Worth FL 33461
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Maria Herrera, 1721 Pierce Dr, Lake Worth FL 33460
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Carolyn Jackson, 9025 Rodeo Dr, Lake Worth FL 33467
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Anthony Julius, 11145 Marina Bay Rd, Lake Worth FL 33449
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Lisa King, 8811 Yearling Dr, Lake Worth FL 33467
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Jess Kinna, 1200 Scotia Dr Apt 101, Lake Worth FL 33462
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Craig Koren, 5370 Oakmont Village Cir, Lake Worth FL 33463
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Michael List, 9939 Via Bernini, Lake Worth FL 33467
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Nanee Maffeo, 4041 Bahia Isle Cir, Lake Worth FL 33449
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Brice Mentor, 1801 15th Ave N, Lake Worth FL 33460
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Blanca Mackrey, 5052 Ouachita Dr, Lake Worth FL 33467
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Kenneth Magaro, 5500 S State Road 7 Ste 108, Lake Worth FL 33449
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Nichole May, 2909 Vassallo Ave, Lake Worth FL 33461
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Mark Mcaloon, 4579 Woodmere Ln, Lake Worth FL 33463
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Loretta Mccranels, 421 N Country Club Dr, Lake Worth FL 33462
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Anita Mcgrath, 3340 Pebble Beach Dr, Lake Worth FL 33467
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Michael Miller, 2 Atrium Cir Apt C, Lake Worth FL 33462
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Emmanuel Morales, 7064 Thunder Bay Dr, Lake Worth FL 33467
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Jose Morales, 7064 Thunder Bay Dr, Lake Worth FL 33467
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Joseph Puleo, 120 N M St Apt H, Lake Worth FL 33460
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Lisa Pierino, 1709 17th Ln, Lake Worth FL 33463
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Catia Pisa, 2449 Crawford Ct, Lake Worth FL 33462
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Biglauwick Plaisimond, 5020 Polaris Cv, Lake Worth FL 33463
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Michael Porcelli, 6278 Branchwood Dr, Lake Worth FL 33467
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Deborah Porter, 1822 N N St, Lake Worth FL 33460
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Vijoy Ramdin, 6256 Via Primo St, Lake Worth FL 33467
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Lisa Rioux, 7424 Wescott Ter, Lake Worth FL 33467
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Randy Robinson, 4165 N Landar Dr, Lake Worth FL 33463
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Ahuva Reilly, 11392 Paradise Cove Ln, Lake Worth FL 33449
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Jacqueline Santos, 9266 Winding Woods Dr, Lake Worth FL 33467
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Michael Schwartz, 6838 Mill Brook Pl, Lake Worth FL 33463
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Nicolette Shaw, 6637 Marissa Cir, Lake Worth FL 33467
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Gene Siegrist, 10759 Greenbriar Villa Dr, Lake Worth FL 33449
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Fabian Silnik, 6046 Country Estates Dr, Lake Worth FL 33467
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Irina Somerdin, 9951 Via Bernini, Lake Worth FL 33467
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Marcia Sutton, 73 W Plumosa Ln, Lake Worth FL 33467
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Tammy Thompson, 304 N Oak St, Lake Worth FL 33462
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Steve Tilkin, 7541 Lauden Dr, Lake Worth FL 33467
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Elisa Toucet, 5010 Sabreline Ter, Lake Worth FL 33463
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Jeffrey Tricoli, 500 Davis Rd Apt 47, Lake Worth FL 33461
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Kinga Trzaska, 4081 Arthurium Ave, Lake Worth FL 33462
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.