Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 34 of 34

Valeriy Bogatov, 1890 S Ocean Dr Apt 2104, Hallandale FL 33009
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Kevin Cayard, 1755 E Hallandale Beach Blvd, Hallandale FL 33009
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Ethan Coronado, 2049 S Ocean Dr # Ph4, Hallandale FL 33009
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Jennifer Cabreja, 211 Ne 8th Ave Apt 405, Hallandale FL 33009
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Michael D'addio, 1835 E Hallandale Beach Blvd, Hallandale FL 33009
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Joseph Difalco, 1920 E Hnd Bch Blvd Ste 503, Hallandale FL 33009
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Oliver Espaillat, 211 Ne 8th Ave Apt 405, Hallandale FL 33009
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Selene Estrada, 3140 W. Hallandale Blvd. #224, Hallandale FL 33009
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Dmitry Fateev, 225 Holiday Dr, Hallandale FL 33009
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Eric Finkelberg, 472 Sunset Dr, Hallandale FL 33009
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Dina Friedman, 1825 S Ocean Dr Apt 809, Hallandale FL 33009
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Felix Gurevich, 3140 S Ocean Dr Apt 1502, Hallandale FL 33009
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Kevin Green, 1830 S Ocean Dr Apt 4310, Hallandale FL 33009
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Monika Haughton-james, 806 Ne 25th Ave, Hallandale FL 33009
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Richard Hazen, 701 Se 3rd Avenue Ext, Hallandale FL 33009
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Warren Ifergane, 1745 E Hnd Bch Blvd Apt 1401, Hallandale FL 33009
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Bella Iosifov, 905 Ne 27th Ave, Hallandale FL 33009
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John Jacobs, 601 Three Islands Blvd Apt 406, Hallandale FL 33009
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Roman Khodos, 2500 Parkview Dr Unit 1501, Hallandale FL 33009
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Luis Machare, 1825 S Ocean Dr Apt 404, Hallandale FL 33009
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Luigi Moro, 250 Layne Blvd Apt 116, Hallandale FL 33009
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Michele Moro, 300 Layne Blvd Apt 207, Hallandale FL 33009
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Nicholas Moro, 300 Layne Blvd Apt 207, Hallandale FL 33009
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Tamara Petchersky, 800 Parkview Dr Ste 903, Hallandale FL 33009
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Bissera Paskaleva, 800 Parkview Dr Apt 514, Hallandale FL 33009
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Harvey Segal, 1920 S Ocean Dr Apt 3c, Hallandale FL 33009
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Andres Taillepierre, 252 Three Islands Blvd Apt 208, Hallandale FL 33009
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Kristina Ustinova, 1945 S Ocean Dr Unit 610, Hallandale FL 33009
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Linda Wellmaker, 240 Old Federal Hwy, Hallandale FL 33009
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Paul Winfrey, 904 Ne 2nd St, Hallandale FL 33009
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Vadim Yushkevich, 1830 S Ocean Dr Apt 4104, Hallandale FL 33009
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Oscar Aguiar, 1835 E Hnd Bch Blvd # 10, Hallandale FL 33009
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Joseph Amar, 1945 S Ocean Dr Apt 1609, Hallandale FL 33009
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Eden Lazar, 1817 S Ocean Dr Apt 718, Hallandale FL 33009
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.