Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 154

Isabel Acosta, 1448 Collins Rd, Fort Myers FL 33919
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Gregory Alkema, 18627 Oriole Rd, Fort Myers FL 33967
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John Allen, 8971 Timber Run Ct, Fort Myers FL 33908
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Tracie Allman, 16102 Sand Ridge Ct, Fort Myers FL 33908
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Richard Altemeyer, 13670 Brynwood Ln, Fort Myers FL 33912
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Carolyn Bartels, 9510 Gladiolus Preserve Cir, Fort Myers FL 33908
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Joanne Brenenstuhl, 6564 Griffin Blvd, Fort Myers FL 33908
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Donna Barbeau, 15801 Beachcomber Ave, Fort Myers FL 33908
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James Beckingham, 12768 Aston Oaks Dr, Fort Myers FL 33912
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Yvette Benton, 12810 Aston Oaks Dr, Fort Myers FL 33912
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Amanda Berry, 7370 College Pkwy Ste 100, Fort Myers FL 33907
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Deanna Birr, 14311 Briar Ln, Fort Myers FL 33913
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Terri Blackwood, 8534 Sumner Ave, Fort Myers FL 33908
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Frances Bliss, 10152 Belcrest Blvd, Fort Myers FL 33913
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Nancy Bolt, 6735 Broken Arrow Rd, Fort Myers FL 33912
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Wendy Bonany, 7641 Eaglet Ct, Fort Myers FL 33912
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Jennifer Brannan, 2361 Chandler Ave, Fort Myers FL 33907
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Edward Buck, 16936 Colony Lakes Blvd, Fort Myers FL 33908
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Nicholas Chlumsky, 5670 Harborage Dr, Fort Myers FL 33908
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Jeffrey Columbia, 2133 Winkler Ave, Fort Myers FL 33901
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Mary Camden, 5475 Chablis Ln, Fort Myers FL 33919
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Timothy Canney, 1558 Beechwood Trl, Fort Myers FL 33919
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Paul Cecere, 10010 Valiant Ct Unit 202, Fort Myers FL 33913
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Marilyn Cervantes, 15409 Bellamar Cir Apt 722, Fort Myers FL 33908
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Kenneth Coker, 10521 Mcgregor Blvd, Fort Myers FL 33919
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Timothy Collier, 5631 Solera Ct, Fort Myers FL 33919
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Tamara Cook, 11930 Fairway Lakes Dr, Fort Myers FL 33913
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John Councilman, 10136 Avalon Lake Cir, Fort Myers FL 33913
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Robert Cox, 2825 Palm Beach Blvd Unit 708, Fort Myers FL 33916
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Evan Crume, 15629 Alton Dr, Fort Myers FL 33908
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John Dahin, 1323 Walden Dr, Fort Myers FL 33901
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Danielle Damianov, 8405 Sumner Ave, Fort Myers FL 33908
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Andrew Davis, 5765 Beechwood Trl, Fort Myers FL 33919
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Daniel Davis, 5081 Greenbriar Dr, Fort Myers FL 33919
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Nathan Davis, 9600 Casa Mar Cir, Fort Myers FL 33919
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Scott Digregorio, 13250 Highland Chase Pl, Fort Myers FL 33913
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Gianna Dilorenzo, 12031 Cypress Links Dr, Fort Myers FL 33913
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Roberto Diaz, 8359 Beacon Blvd Ste 310, Fort Myers FL 33907
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Patricia Doyle, 1925 Clifford St Apt 1403, Fort Myers FL 33901
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Damien Drennan, 13751 Downing Ln Apt R5, Fort Myers FL 33919
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Trace English, 8781 Largo Mar Dr, Fort Myers FL 33967
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Scott Evenson, 12121 Clover Dr, Fort Myers FL 33905
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Stephen Finlay, 12833 Havenridge Cir, Fort Myers FL 33912
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Jeffrey Fournace, 11454 Osprey Landing Way, Fort Myers FL 33908
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David Farr, 9231 Triana Ter Apt 3, Fort Myers FL 33912
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Jeannette Farr, 13931 Blenheim Trail Rd, Fort Myers FL 33908
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Lori Faux, 2311 Davis Blvd, Fort Myers FL 33905
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Ricardo Fernandez, 11994 Country Day Cir, Fort Myers FL 33913
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Douglas Flint, 9310 Gladiolus Preserve Cir, Fort Myers FL 33908
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Edward Floyd, 7322 Heritage Palms Estate Dr, Fort Myers FL 33966
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Anthony Free, 9329 River Otter Dr, Fort Myers FL 33912
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Scott Friedman, 5655 Whispering Willow Way, Fort Myers FL 33908
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Brian Fulton, 8480 Belle Meade Dr, Fort Myers FL 33908
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Gloria Gaviria, 7560 Omni Ln Apt 103, Fort Myers FL 33905
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Marc Golden, 9045 Colby Dr Apt 2414, Fort Myers FL 33919
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Andres Gonzalez, 8583 Sumner Ave, Fort Myers FL 33908
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Debra Griffin, 4291 Woodbrier Dr., Fort Myers FL 33912
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Frank Grisafi, 7231 Bergamo Way Apt 101, Fort Myers FL 33966
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Samuel Guirguis, 2474 Mcgregor Blvd, Fort Myers FL 33901
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Kerry Haines, 13450 Sabal Pointe Dr, Fort Myers FL 33905
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Robert Hurst, 10961 Championship Dr, Fort Myers FL 33913
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Marie Hamling, 5873 Elizabeth Ann Way, Fort Myers FL 33912
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Nolan Hart, 14229 Reflection Lakes Dr, Fort Myers FL 33907
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John Heck, 12451 Muddy Creek Ln, Fort Myers FL 33913
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Erica Hilla, 10435 Carolina Willow Dr, Fort Myers FL 33913
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Michael Hilton, 15754 Treasure Island Ln, Fort Myers FL 33905
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James Hogg, 1519 Saddle Woode Dr, Fort Myers FL 33919
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Jeffrey Holiman, 11420 Axis Deer Ln, Fort Myers FL 33966
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Laura Horacek, 14531 Daffodil Dr, Fort Myers FL 33919
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Edward Hoskins, 7519 Sika Deer Way, Fort Myers FL 33966
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Daniel Iverson, 6631 Saint Ives Ct, Fort Myers FL 33966
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Susan Jessen, 8821 Timber Run Ct, Fort Myers FL 33908
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Tracy Kelly, 13335 Highland Chase Pl, Fort Myers FL 33913
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Chad Kunc, 12601 Mastique Beach Blvd, Fort Myers FL 33908
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Julius Kinkle, 15880 San Carlos Blvd Ste 2, Fort Myers FL 33908
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Linda Knowlton, 1271 Wales Dr, Fort Myers FL 33901
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Matthew Kurtz, 12661 Coconut Creek Ct, Fort Myers FL 33908
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Richard Lalka, 947 South Town And River Dr, Fort Myers FL 33919
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Irving Lewin, 13921 Lake Mhgy Blvd Apt 2811, Fort Myers FL 33907
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Anthony Lee, 5433 Brandy Cir W, Fort Myers FL 33919
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Mia Lemus, 12225 Country Day Cir, Fort Myers FL 33913
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Vito Leone, 6870 Daniels Pkwy, Fort Myers FL 33912
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Barbara Liberto, 2342 Ivy Ave, Fort Myers FL 33907
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Erica Lolli, 12549 Stone Valley Loop, Fort Myers FL 33913
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Darren Lynch, 1049 North Town And River Dr, Fort Myers FL 33919
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Gregory Mayer, 14561 Majestic Eagle Ct, Fort Myers FL 33912
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Sean Mcvey, 8529 Sedonia Cir, Fort Myers FL 33912
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Matthew Magowan, 11192 Sparkleberry Dr, Fort Myers FL 33913
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Giovanni Matita, 9080 Astonia Way, Fort Myers FL 33967
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Elizabeth Mccann, 8331 Grand Palm Dr Apt 2, Fort Myers FL 33967
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James Mccaughan, 6120 Deer Run, Fort Myers FL 33908
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Corey Mcguire, 5590 Kensington Loop, Fort Myers FL 33912
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Janet Mcmillin, 3550 Avocado Dr, Fort Myers FL 33901
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Glenn Midnet, 11074 Hbr Yacht Ct Unit 101, Fort Myers FL 33908
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Kerstin Milberg, 13966 Avon Park Cir, Fort Myers FL 33912
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Vito Mirra, 12023 Country Day Cir, Fort Myers FL 33913
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Jolene Moes, 8931 Conference Dr Ste 2, Fort Myers FL 33919
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Arlene Moran-crandall, 12191 Kelly Sands Way Apt 1508, Fort Myers FL 33908
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John Murnane, 8939 Banyan Cove Cir, Fort Myers FL 33919
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Katherine Nash, 11158 Wine Palm Road, Fort Myers FL 33912
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.