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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Gary Bataille, 15029 Sweetgum St, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Michael Banasiak, 1365 Crystal Way Apt E, Delray Beach FL 33444 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kimberly Beckett, 7897 Monarch Ct, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Beckett, 7897 Monarch Ct, Delray Beach FL 33446 |
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| Matthew Belkin, 75 Ne 5th Ave Unit T, Delray Beach FL 33483 |
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| Charles Brigman, 7581 Doubleton Dr, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Judd Brown, 7867 Blue Tanzanite Way # 1107, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Michael Burkheiser, 285 Se 6th Ave Unit B, Delray Beach FL 33483 |
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| Stephen Butera, 1711 N Swinton Ave, Delray Beach FL 33444 |
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| Jimmy Canton, 3442 Place Valencay, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Carman, 212 Kings Lynn, Delray Beach FL 33444 |
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| Mario Cervantes, 1245 E Magnolia Cir, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Erez Cohen, 320 W Mallory Cir, Delray Beach FL 33483 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Adam Cohn, 14828 Enclave Lakes Dr Apt T3, Delray Beach FL 33484 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Aaron Conklin, 909 Se 5th Ave, Delray Beach FL 33483 |
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| Randy Dunn, 1530 Augusta Cir, Delray Beach FL 33445 |
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| Gary Dear, 16022 Laurel Creek Dr, Delray Beach FL 33446 |
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| Gina Dibenedetto, 845 North Dr Apt B, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Brian Eachus, 19 Se 2nd St Apt 19, Delray Beach FL 33444 |
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| Charles Eelman, 1760 Palm Cove Blvd Unit 308, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Norman Fineman, 16622 Gateway Bridge Dr Apt 313, Delray Beach FL 33446 |
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| Tracy Fogarty, 9591 Barletta Winds Pt, Delray Beach FL 33446 |
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| Jean Garcon, 15367 Tall Oak Ave, Delray Beach FL 33446 |
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| Peter Goodridge, 1075 Hibiscus Ln, Delray Beach FL 33444 |
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| Richard Galdieri, 2665 Windham Ct Apt 814, Delray Beach FL 33445 |
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| Steven Galin, 50 Nw 3rd Ave, Delray Beach FL 33444 |
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| Fred Garcon, 536 Angler Dr, Delray Beach FL 33445 |
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| Esan Garraway, 16409 Grape Way, Delray Beach FL 33484 |
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| William Giberson, 2058 Alta Meadows Ln Apt 2506, Delray Beach FL 33444 |
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| Iris Gonzalez, 251 Normandy F, Delray Beach FL 33484 |
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| Karen Gotta, 284 Coral Trace Ct, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Ryan Guercio, 2755 W Atlantic Ave Apt C106, Delray Beach FL 33445 |
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| Kurt Heide, 631 Anchor Pt, Delray Beach FL 33444 |
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| Brian Heir, 4140 Nw 7th Ct, Delray Beach FL 33445 |
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| Maura Hennessey, 3021 Jasmine Ter, Delray Beach FL 33483 |
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| Stephanie Hernandez, 250 Congress Park Dr Apt 370, Delray Beach FL 33445 |
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| Robert Incorvaia, 284 Coral Trace Ct, Delray Beach FL 33445 |
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| Jordany Jean, 2605 W Atlantic Ave Unit D-202, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Michael Kammet, 365 Se 6th Ave Apt 406, Delray Beach FL 33483 |
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| Lita Kaufman, 2003 N Swinton Ave, Delray Beach FL 33444 |
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| Katherine Knaack, 800 Andrews Ave Apt 14, Delray Beach FL 33483 |
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| Barry Kronen, 9750 Napoli Woods Ln, Delray Beach FL 33446 |
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| Wayne Laporte, 6551 Winding Brook Way, Delray Beach FL 33484 |
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| Scott Leventhal, 9713 Napoli Woods Ln, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Luis Macaluso, 2660 Albatross Rd N Unit A, Delray Beach FL 33444 |
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| Robert Mannweiler, 109 Ne 7th St, Delray Beach FL 33444 |
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| Charles Mayell, 651 Heron Dr, Delray Beach FL 33444 |
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| Jeffrey Meiselman, 1444 E Bexley Park Dr, Delray Beach FL 33445 |
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| Peter Merchant, 162 Gramercy Square Dr, Delray Beach FL 33484 |
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| Alana Miller, 3280 Delray Bay Dr Apt 107, Delray Beach FL 33483 |
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| Ira Miller, 13672 Coconut Palm Ct Apt C, Delray Beach FL 33484 |
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| Bryan Mittler, 2236 Blood Grove Cir Unit 201, Delray Beach FL 33445 |
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| Kenneth Nehiley, 98 Ne 5th Ave, Delray Beach FL 33483 |
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| John Nguyen, 951 Jasmine Dr, Delray Beach FL 33483 |
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| Michelle Ortiz, 4778 Orchard Ln, Delray Beach FL 33445 |
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| Lynn Ottimer, 4563 Brady Blvd, Delray Beach FL 33445 |
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| John Papaloizos, 50 East Rd Apt 8h, Delray Beach FL 33483 |
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| Sanders Park, 16122 Poppyseed Cir Unit 1403, Delray Beach FL 33484 |
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| Edward Piazza, 185 Ne 4th Ave Apt 308, Delray Beach FL 33483 |
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| Nolan Pierami, 202 Franklin Club Dr Apt 4106, Delray Beach FL 33483 |
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| Jared Pruzan, 180 Ne 6th Ave Unit L, Delray Beach FL 33483 |
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| Mark Pupke, 8266 Sawpine Rd, Delray Beach FL 33446 |
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| Alan Reichstein, 9580 Savona Winds Dr, Delray Beach FL 33446 |
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| Jodi Renert, 7885 Monarch Ct, Delray Beach FL 33446 |
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| Jaquelina Ritter, 1190 Delray Lakes Dr, Delray Beach FL 33444 |
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| Thomas Rocco, 335 Se 6th Ave Apt 304, Delray Beach FL 33483 |
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| Maria Rodriguez Galdieri, 2665 Windham Ct Apt 814, Delray Beach FL 33445 |
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| Wayne Rohrbaugh, 122 Se 6th Ave Apt 2, Delray Beach FL 33483 |
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| Ryan Rosenthal, 359 E Mallory Cir, Delray Beach FL 33483 |
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| Andrew Roth, 15145 Mchlnglo Blvd Apt 206, Delray Beach FL 33446 |
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| Martin Rowan, 94 Brittany B, Delray Beach FL 33446 |
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| Robert Silver, 16421 Bridlewood Cir, Delray Beach FL 33445 |
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| Ellen Silverman-gefter, 9664 Baywood Park Ln, Delray Beach FL 33446 |
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| Roger Simon, 1 Harbourside Dr Apt 3604, Delray Beach FL 33483 |
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| Tyler Smith, 221 Ross Dr, Delray Beach FL 33445 |
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| Lisa Spada, 504 Enfield Ct, Delray Beach FL 33444 |
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| Craig Stelzer, 16083 Rosecroft Ter, Delray Beach FL 33446 |
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| John Stone, 89 Mark Twain Ln, Delray Beach FL 33447 |
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| Martha Storey, 2340 Sw 35th Ave, Delray Beach FL 33445 |
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| Antonio Toscano, 851 Se 6th Ave Ste 109, Delray Beach FL 33483 |
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| Hugo Vargas, 671 Eagle Cir, Delray Beach FL 33444 |
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| Christopher Wilson, 235 Via D Este Apt 1607, Delray Beach FL 33445 |
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| Angela Xavier, 7903 Monarch Ct, Delray Beach FL 33446 |
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| Shannon Young, 1015 Ventnor Ave Unit 3c, Delray Beach FL 33444 |
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| Michael Glusman, 7740 Montecito Pl, Delray Beach FL 33446 |
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| Steven Kleinmann, 16089 Poppyseed Cir Unit 2003, Delray Beach FL 33484 |
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| Marie Pupke, 8266 Sawpine Rd, Delray Beach FL 33446 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Craig Romer, 2967 Needham Ct, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Basil Stergiou, 4403 Regal Ct, Delray Beach FL 33445 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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