Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 150

Deborah Ahlgrim, 3026 Sw 26th Ave, Cape Coral FL 33914
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Cynthia Archer, 1118 Lorraine Ct, Cape Coral FL 33904
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Idalynn Archey, 1428 Sw 50th St Apt 118c, Cape Coral FL 33914
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Mark Ary, 3501 Del Prado Blvd S Ste 100, Cape Coral FL 33904
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Alyssa Barbero, 3939 Sw 17th Ave, Cape Coral FL 33914
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Kim Bennett, 2419 Ne 23rd Pl, Cape Coral FL 33909
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James Bernard, 1241 Nw 37th Ave, Cape Coral FL 33993
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Peter Besenhard, 2722 Sw 48th Ter, Cape Coral FL 33914
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Thomas Bishop, 1503 Ne 34th St, Cape Coral FL 33909
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Hunter Bloch, 1508 Sw 50th St Apt 303, Cape Coral FL 33914
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Corey Blumer, 530 Ne Van Loon Ln, Cape Coral FL 33909
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Donna Bohl, 3514 Ne 18th Pl, Cape Coral FL 33909
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John Breadmore, 503 Sw 7th St, Cape Coral FL 33991
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Jeffery Brown, 2822 Nw 15th St, Cape Coral FL 33993
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Paul Byron, 531 Kismet Pkwy W, Cape Coral FL 33993
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Brandy Cady, 2317 Ne 5th St, Cape Coral FL 33909
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Richard Casey, 2511 Sw 18th Ave, Cape Coral FL 33914
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Jamie Castagna, 1203 Sw 12th Ter, Cape Coral FL 33991
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Nesly Castor, 2722 Sw 2nd Ct, Cape Coral FL 33914
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Paula Cole, 4504 Sw 19th Pl, Cape Coral FL 33914
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Nancy Compton, 1428 Se 16th St, Cape Coral FL 33990
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Nicholas Cornwell, 2761 Blue Cypress Lake Ct, Cape Coral FL 33909
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Yudelka Depena, 2102 Ne 13th Pl, Cape Coral FL 33909
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Tracey Demarest, 4503 Sw 5th Pl, Cape Coral FL 33914
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Fernando Diaz, 3812 Nw 40th Rerrace, Cape Coral FL 33993
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Paula Dixon, 2682 Sunset Lake Dr, Cape Coral FL 33909
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David Docampo-perez, 1008 Se 5th Ct, Cape Coral FL 33990
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Kathleen Doll, 5123 Calusa Ct, Cape Coral FL 33904
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Jeremy Domby, 114 Se 12th Pl, Cape Coral FL 33990
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Steve Domby, 1108 Se 1st Ter, Cape Coral FL 33990
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Robert Drew, 514 Nw 36th Ave, Cape Coral FL 33993
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Bill Emerson, 2830 Se 16th Pl, Cape Coral FL 33904
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Sylvia Esteve, 1314 Cape Coral Parkway Suite 20, Cape Coral FL 33904
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Richard Fisher, 2016 Nw 10th St, Cape Coral FL 33993
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Jeankarlos Frometa, 123 Sw 56th Ter, Cape Coral FL 33914
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Christopher Farrar, 2228 Cape Heather Cir, Cape Coral FL 33991
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Kim Feltis, 919 Se 18th Ter, Cape Coral FL 33990
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Erika Fillak, 4410 Se 16th Pl, Cape Coral FL 33904
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Gloria Fischer, 1303 Sw 43rd Ter, Cape Coral FL 33914
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Gary Franchi, 3830 Sw 16th Pl, Cape Coral FL 33914
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Kim Frerichs, 3509 Se 22nd Pl, Cape Coral FL 33904
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Michael Frost, 2200 Nw 15th St, Cape Coral FL 33993
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Desiree Gardner, 2314 Se 20th Ave, Cape Coral FL 33990
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Donna Garland, 2550 Sw 30th St, Cape Coral FL 33914
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Carrie Ghorbanian, 3107 Sw 18th Pl, Cape Coral FL 33914
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Karen Giese, 11494 Royal Tee Cir, Cape Coral FL 33991
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Gerald Gilbert, 3310 Se 19th Pl, Cape Coral FL 33904
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Euripedes Gonzalez Garcia, 324 Sw 1st Terr, Cape Coral FL 33993
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Michael Gottlieb, 207 Se 17th St, Cape Coral FL 33990
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Barrington Hannam, 4611 Sw 6th Ave, Cape Coral FL 33914
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Michael Harper, 1741 Emerald Cove Cir, Cape Coral FL 33991
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Timothy Hart, 5318 Congo Ct, Cape Coral FL 33904
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Jeanne Haun, 4410 Se 16th Pl Ste 1, Cape Coral FL 33904
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Wesley Haynes, 914 Cape Coral Pkwy W, Cape Coral FL 33914
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Robert Higgins, 2810 Sw 43rd Ln, Cape Coral FL 33914
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David Kane, 2214 Sw 12th Pl, Cape Coral FL 33991
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Douglas Kennell, 3127 Se 10th Pl, Cape Coral FL 33904
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Gary King, 1015 Cultural Park Blvd, Cape Coral FL 33990
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John Kline, 17750 Corallina Dr, Cape Coral FL 33991
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Dawn Konieczki, 922 Sw 35th St, Cape Coral FL 33914
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Scott Kopko, 2207 Coral Point Dr, Cape Coral FL 33990
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Teresa Lagrand, 1425 Sw 43rd Ter, Cape Coral FL 33914
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Dorothy Larson, 3450 Ne 11th Ave, Cape Coral FL 33909
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Domenico Laviano, 315 Se 47th St, Cape Coral FL 33904
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Jennifer Lee, 2712 Nw 7th St, Cape Coral FL 33993
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Jessica Lefebre, 2121 Sw 20th Ave, Cape Coral FL 33991
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Kelly Lloyd, 3228 Se Santa Barbara Pl, Cape Coral FL 33904
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Debbie Ludwig, 5108 Coronado Pkwy Apt 6, Cape Coral FL 33904
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Liobel Madruga, 132 Se 3rd Ter, Cape Coral FL 33990
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Barbara Marcinkowski, 3402 Nw 17th Ln, Cape Coral FL 33993
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James Marcinkowski, 3402 Nw 17th Ln, Cape Coral FL 33993
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Kurt Maurillo, 201 Sw 34th St, Cape Coral FL 33914
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Kari Marlow, 226 Nw 3rd Ave, Cape Coral FL 33993
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Deborah Martin, 1308 Nw 24th Ter, Cape Coral FL 33993
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Debora Mcclosky, 2608 Fairmont Cove Ct, Cape Coral FL 33991
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Melissa Mcdaniel, 1720 Emerald Cove Dr, Cape Coral FL 33991
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Traci Mendolera, 128 Nw 31st Pl, Cape Coral FL 33993
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Ryan Meyer, 337 Se 47th Ter, Cape Coral FL 33904
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Aldo Milanes, 4402 Sw 14th Ave, Cape Coral FL 33914
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Dennis Morales, 1315 Se 35th St, Cape Coral FL 33904
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Massiel Morales Ruiz, 2504 Se 16th Pl Apt 201, Cape Coral FL 33904
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Kimberly Nabors, 1925 Se 15th Ter, Cape Coral FL 33990
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Debra Niego, 619 Sw 57th St, Cape Coral FL 33914
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Arlene Noboa, 1200 Nw 25th Ave, Cape Coral FL 33993
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Johnny Octavien, 3301 Nw 3rd St, Cape Coral FL 33993
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Matthew Odom, 4920 York St Apt 4, Cape Coral FL 33904
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Tina Olive, 3731 Se 2nd Pl, Cape Coral FL 33904
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Vincent Patti, 3225 Sw 4th Ln, Cape Coral FL 33991
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Edna Petrella, 4909 Sorrento Ct, Cape Coral FL 33904
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Shelby Pearson, 1315 Se 24th St, Cape Coral FL 33990
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Enrique Perez, 1907 Se 45th St, Cape Coral FL 33904
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Luis Perez, 3620 Ceitus Pkwy, Cape Coral FL 33991
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Michael Pfaff, 3214 Se 6th Pl, Cape Coral FL 33904
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Robert Pfaff, 3214 Se 6th Pl, Cape Coral FL 33904
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Matthew Pfeiffer, 3525 Nw 3rd Ter, Cape Coral FL 33993
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Nicholas Pisculli, 4016 Se 1st Ct, Cape Coral FL 33904
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Yolanda Planes, 2723 Sw 45th Place, Cape Coral FL 33993
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Jason Potts, 4410 Se 16th Pl, Cape Coral FL 33904
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Chadley Poulin, 909 Se 46th Ln Apt 210, Cape Coral FL 33904
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Jhesandra Prestol, 2115 Nw 19th Ave, Cape Coral FL 33993
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.