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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Mark Latimore, 973 Nw 206th Ter, Miami FL 33169 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Leandra Lean-esplugas, 10946 Sw 138th Pl, Miami FL 33186 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Osmany Linares, 8001 Sw 64th St, Miami FL 33143 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| John Lopez, 8103 Camino Real Apt C-212, Miami FL 33143 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Belkys Lopez-mateo, 8641 Sw 46th St, Miami FL 33155 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Carlos La Roz, 5774 Sw 26th St, Miami FL 33155 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Carol Lacayo, 9841 Nw 26th St, Miami FL 33172 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Walter Lachiondo, 3324 Virginia St Fl 2, Miami FL 33133 |
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| Teresita Lanza, 9840 Sw 148th Ter, Miami FL 33176 |
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| Michelle Lapiana, 4565 Sw 164th Ct, Miami FL 33185 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Manuel Lara, 7000 Sw 97th Ave Ste 210, Miami FL 33173 |
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| Nafeesa Larson, 11051 Sw 197th St Apt 1303, Miami FL 33157 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Carlos Lastres, 7411 Sw 54th Ave, Miami FL 33143 |
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| Valentin Lavrenyuk, 8800 Nw 107th Ct Unit 210, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jose Leal, 1408 Brickell Bay Dr Apt 109, Miami FL 33131 |
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| Martha Ledesma, 16621 Sw 82nd Ter, Miami FL 33193 |
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| William Ledesma, 14774 Sw 140th St, Miami FL 33196 |
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| Thomas Lefebure, 8832 Sw 59th St, Miami FL 33173 |
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| Frank Leighton, 14513 Sw 155th Pl, Miami FL 33196 |
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| Roberto Leiva, 15221 Sw 161st Ter, Miami FL 33187 |
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| Bolivia Leon, 20 Calabria Ave Unit 205, Miami FL 33134 |
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| Maggie Leon, 6140 Sw 74th Ave, Miami FL 33143 |
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| Miguel Leon, 3950 Sw 58th Ct, Miami FL 33155 |
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| Charles Leonard, 465 De Soto Dr, Miami FL 33166 |
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| Jeffrey Lieberman, 4638 Nw 96th Ave, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Marisel Lieberman, 4638 Nw 96th Ave, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Nancy Lifter-wolin, 1261 97th St, Miami FL 33154 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Farrel Liger, Po Box 611652, Miami FL 33261 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Martin Ling, 10191 Sw 137th Ct, Miami FL 33186 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kevin Livingston, 3670 Sw 21st St, Miami FL 33145 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jorge Llano, 780 Ne 69th St Apt 304, Miami FL 33138 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Daniel Llorente, 2427 Tequesta Ln, Miami FL 33133 |
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| Gervasio Llorente, 2633 Sw 154th Ct, Miami FL 33185 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Ramon Lloret, 13340 Sw 83rd Ct Apt 807, Miami FL 33156 |
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| Arelys Lobo, 6930 Sw 95th Ave, Miami FL 33173 |
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| Jaime Lobo, 6930 Sw 95th Ave, Miami FL 33173 |
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| Alain Logorz, 3960 Sw 58th Ct, Miami FL 33155 |
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| James Logue, 5923 Turin St, Miami FL 33146 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Philip Logue, 2920 Columbus Blvd, Miami FL 33134 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Diego Londono, 10742 Sw 117th St, Miami FL 33176 |
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| Jenifer Longa, 1075 Ne 89th St, Miami FL 33138 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Lilliette Longhini, 9220 Sw 148th St, Miami FL 33176 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Fernando Lopez, 10436 Sw 76th St, Miami FL 33173 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Hilda Lopez, 2503 Sw 9th Ave, Miami FL 33129 |
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| Iris Lopez, 280 Sw 20th Rd Apt 701, Miami FL 33129 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| John Lopez, 10612 Nw 75th Lane, Miami FL 33173 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jose Lopez, 2503 Sw 9th Ave, Miami FL 33129 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kurt Lopez, 12937 Red Road, Miami FL 33156 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Manuel Lopez, 1505 Sw 82nd Pl, Miami FL 33144 |
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| Nelson Lopez, 12896 Sw 149th St, Miami FL 33186 |
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| Raul Lopez, 16248 Sw 81st St, Miami FL 33193 |
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| Janneth Lopez Carril, 101 Sw 36th Ct Apt 402, Miami FL 33135 |
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| Stephanie Lopez Mata, 9200 S Dadeland Blvd, Miami FL 33156 |
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| Sergio Lopez De Mesa, 2120 Ne 117th Rd, Miami FL 33181 |
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| Raul Lora, 3142 Village Green Dr, Miami FL 33175 |
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| Adrian Lorenzo, 8810 Ne 9th Ct, Miami FL 33138 |
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| Orlando Lorie, 4920 Sw 64th Ave, Miami FL 33155 |
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| Iris Lucero, 400 University Dr, Miami FL 33134 |
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| Carmen Luna, 16062 Sw 104th Ter, Miami FL 33196 |
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| Alejandro Luzardo, 330 Nw 135th Ave, Miami FL 33182 |
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| Michael Lynch, 12860 Sw 21st St, Miami FL 33175 |
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| Clodia Manassa, 13444 Sw 88th Ter, Miami FL 33186 |
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| Raif Manzur, 8260 Sw 152nd St, Miami FL 33157 |
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| Nancy Marquez, 2550 Sw 17th Ave, Miami FL 33133 |
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| Madeline Marriott, 335 S Biscayne Blvd Apt 2007, Miami FL 33131 |
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| Ricardo Martino, 11360 Nw 48th Ter, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Bessy Mautner, 16032 Sw 144th Ter, Miami FL 33196 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Eduardo Mendoza, 12700 Sw 96th St, Miami FL 33186 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Santiago Mieses, 100 Ne 84th St Ste 150, Miami FL 33138 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Dwight Mobley, 2920 Nw 51st Ter, Miami FL 33142 |
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| Heidi Molina, 9220 Sw 192nd Dr, Miami FL 33157 |
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| Jessica Molina-colon, 9028 Sw 215th Ter, Miami FL 33189 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Rafael Monsalve, 11320 Sw 160th Ave, Miami FL 33196 |
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| Candice Mora, 11118 Sw 148th Pl, Miami FL 33196 |
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| Jenny Mourino, 7885 Sw 17th St, Miami FL 33155 |
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| Zady Musa, 260 Palermo Ave, Miami FL 33134 |
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| Edward Macdougall, 7955 Sw 201st Ter, Miami FL 33189 |
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| Robert Macdougall, 9010 Sw 196th Dr, Miami FL 33157 |
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| Frederick Macmartin, 435 Ne 210th Cir Ter Apt 201, Miami FL 33179 |
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| Jorge Maceira, 8520 Sw 106th St, Miami FL 33156 |
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| Daisy Machado Vazquez, 14750 Sw 26th St Ste 103a, Miami FL 33185 |
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| Domenic Macrina, 15551 Sw 104th Ter Apt 8212, Miami FL 33196 |
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| Anais Maglio, 6533 Sw 47th St, Miami FL 33155 |
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| Jose Maldonado, 13382 Sw 128th St, Miami FL 33186 |
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| Jacqueline Mamber, 10141 E Bay Harbor Dr Apt 3c, Miami FL 33154 |
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| Derrick Marbles, 12025 Ne 6th Ave, Miami FL 33161 |
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| Aviva Marchand, 1000 Ne 191st St Apt F16, Miami FL 33179 |
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| Jonathan Margarini, 8600 Sw 109th Ave Apt 110, Miami FL 33173 |
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| Erika Marichal, 3130 Ne 190th St, Miami FL 33180 |
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| Ivan Marin, 10105 E Calusa Club Dr, Miami FL 33186 |
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| Gisel Marquez, 8181 Nw 36th St Ste 28, Miami FL 33166 |
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| Miguel Marquez, 12869 Sw 134th St, Miami FL 33186 |
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| Carol Martinez, 7001 Nw 12th Street Suite 108, Miami FL 33126 |
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| Carolyn Martinez, 12355 Sw 90th Ave, Miami FL 33176 |
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| Cristina Martinez, 14472 Sw 138th Pl, Miami FL 33186 |
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| Damian Martinez, 2708 Sw 33rd Ct, Miami FL 33133 |
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| Daniel Martinez, 12271 Sw 122nd Path, Miami FL 33186 |
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| Edward Martinez, 3130 Bird Ave Unit 14, Miami FL 33133 |
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| Janet Martinez, 11980 Sw 97th Ter, Miami FL 33186 |
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| Jose Martinez, 925 Alfonso Ave, Miami FL 33146 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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