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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Susanne Jackson, 6606 Chickadee Ln, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Eric Johnson, 3019 45th Ave E, Bradenton FL 34203 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Debra Jones, 11223 Rivers Bluff Cir, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Oscar Kassner, 6712 Top Minnow Ln, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Patricia Kennedy, 757 Oakview Dr, Bradenton FL 34210 |
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| William Kosar, 2452 Main St, Bradenton FL 34202 |
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| Michael Kaitz, 13310 Brown Thrasher Pike, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Savvas Kesgiropoulos, 427 Petrel Trl, Bradenton FL 34212 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Christopher Kiblin, 6741 64th Ter E, Bradenton FL 34203 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Sandy King, 116 53rd Ave W, Bradenton FL 34207 |
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| Sue Klinowski, 7412 Birds Eye Ter, Bradenton FL 34203 |
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| Michael Koebel, 2305 45th Ct W, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kerry Koehler, 919 Fish Hook Cv, Bradenton FL 34212 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kevin Kruse, 5555 1st Ave E Apt 104, Bradenton FL 34208 |
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| Brian Kudick, 1104 83rd St Nw, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Patti Levan, 7711 9th Avenue Dr Nw, Bradenton FL 34209 |
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| Linda Lederman Kirby, 6317 Glen Abbey Ln, Bradenton FL 34202 |
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| Charline Lewis Koebel, 2305 45th Ct W, Bradenton FL 34209 |
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| Sabrina Lomastro, 6560 Anchor Loop Apt 212, Bradenton FL 34212 |
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| Ian Mackinnon, 4612 Blue Marlin Dr, Bradenton FL 34208 |
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| Daniel Maroney, 1911 143rd Ct E, Bradenton FL 34212 |
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| Mary Milana, 8906 Brookfield Ter, Bradenton FL 34212 |
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| Mitchell Margolis, 6205 Glen Abbey Ln, Bradenton FL 34202 |
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| Kathleen Martinez, 5011 Coral Blvd, Bradenton FL 34210 |
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| Daniel Mazik, 6481 Indigo Bunting Pl, Bradenton FL 34202 |
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| Susan Mazik, 6481 Indigo Bunting Pl, Bradenton FL 34202 |
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| Luther Mcfarland, 236 Golden Harbour Trl, Bradenton FL 34212 |
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| Janene Mcgowan, 13910 18th Pl E, Bradenton FL 34212 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| William Mcgowan, 13910 18th Pl E, Bradenton FL 34212 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Roger Mcguire, 6436 Orchard Oriole Ln, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Bryan Meador, 1407 90th Ct Nw, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kristina Mercado-torres, 15215 Skip Jack Loop, Bradenton FL 34202 |
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| Peter Minarich, 9542 59th Ave E, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Scott Molnar, 491014th Street West #204, Bradenton FL 34207 |
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| Lisa Morrison, 3526 9th St W, Bradenton FL 34205 |
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| Debra Morrissey, 3015 69th St E, Bradenton FL 34208 |
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| Thomas Moseley, 2301 Riverview Blvd, Bradenton FL 34205 |
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| Patrick Neal, 1003 59th St Nw, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Brittany O'bannon, 6305 217th St E, Bradenton FL 34211 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jorge Pagan, 6630 Anchor Loop Apt 202, Bradenton FL 34212 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Holly Pascarella, 6973 74th Street Cir E, Bradenton FL 34203 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Mark Pascarella, 13514 Matanzas Pl, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Christine Patneaude, 6915 84th Street Ct E, Bradenton FL 34202 |
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| Ronald Pepka, 5239 Manatee Ave W, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Camille Petrillo, 1804 91st St Nw, Bradenton FL 34209 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Robert Pinzhoffer, 6418 Wood Owl Cir, Bradenton FL 34210 |
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| John Rendeiro, 14019 Nighthawk Ter, Bradenton FL 34202 |
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| Shawn Robertson, 7706 British Open Way, Bradenton FL 34202 |
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| Scot Robinson, 4208 3rd Ave Ne, Bradenton FL 34208 |
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| Thomas Russo, 12423 Natureview Cir, Bradenton FL 34212 |
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| Scott Ryan, 9007 Heritage Inlet Pl, Bradenton FL 34212 |
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| Christopher Schultz, 9520 Portside Ter, Bradenton FL 34212 |
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| Damean Searle, 5707 6th Ave Nw, Bradenton FL 34209 |
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| Amanda Serensky, 5314m19th Ave W, Bradenton FL 34209 |
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| Michael Setzer, 6312 Rose Rush Ct, Bradenton FL 34202 |
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| Mikel Sharpe, 7116 Dornough Ln, Bradenton FL 34202 |
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| Kevin Simmons, 4910 14th St W, Bradenton FL 34207 |
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| Julienne Smith, 7015 Twin Hills Ter, Bradenton FL 34202 |
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| Nicholas Stehle, 7677 Plantation Cir, Bradenton FL 34201 |
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| Charles Stephens, 4526 Egmont Dr, Bradenton FL 34203 |
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| Leslie Swart, 7320 Arrowhead Run, Bradenton FL 34202 |
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| Justin Thomas, 6524 7th Avenue Cir W, Bradenton FL 34209 |
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| Linda Tompkins, 2602 Nightingale Ln, Bradenton FL 34209 |
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| Michael Tullio, 289 Petrel Trl, Bradenton FL 34212 |
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| Maria Vargas, 4920 Kincaid Park Ln, Bradenton FL 34211 |
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| Michelle Vitori, 8849 White Sage Loop, Bradenton FL 34202 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Norma Waisanen, 7148 River Hammock Dr Unit 103, Bradenton FL 34212 |
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| Marci Walker, 7323 Arrowhead Run, Bradenton FL 34202 |
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| Vanya Wheeler, 2617 7th Ave W, Bradenton FL 34205 |
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| Michael Wolf, 6835 Honeysuckle Trl, Bradenton FL 34202 |
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| James Zielinski, 7815 2nd Ave Nw, Bradenton FL 34209 |
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| Shannon Cole, 104 20th St E, Bradenton FL 34208 |
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| David Mclaughlin, 6219 Pine Siskin Gln, Bradenton FL 34202 |
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| Ravixay Vongkorad, 5118 21st St W, Bradenton FL 34207 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Brittney Bennett, 217 71st St, Bradenton Beach FL 34217 |
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| Herbert Clauhs, 623 Emerald Ln, Bradenton Beach FL 34217 |
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| Charles Coury, 1801 Gulf Dr N Unit 271, Bradenton Beach FL 34217 |
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| David Dickson, 516 70th St, Bradenton Beach FL 34217 |
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| Julie Glennon, 502 70th St, Bradenton Beach FL 34217 |
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| Janie Danforth, 6900 Eleanor Ave, Bradley FL 33835 |
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| Andrew Alfonso, 2103 Sterling Palms Ct Apt 301, Brandon FL 33511 |
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| Jamie Andis, 1908 Blue Sage Ct, Brandon FL 33511 |
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| Rodney Banks, 708 Westwood Cir, Brandon FL 33511 |
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| Jason Barker, 2258 Fluorshire Dr, Brandon FL 33511 |
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| Tiffany Bell, 1733 Open Field Loop, Brandon FL 33510 |
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| John Billings, 522 Ole Plantation Dr, Brandon FL 33511 |
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| Michael Campoamor, 4219 Walden View Dr, Brandon FL 33511 |
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| Darius Carter, 504 S Kings Ave, Brandon FL 33511 |
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| William Conley, 503 Charles Pl, Brandon FL 33511 |
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| Dennis Craig, 2305 Green Lawn St, Brandon FL 33511 |
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| Bryan Crider, 1407 Harness Horse Ln Apt 201, Brandon FL 33511 |
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| Julie Dahl, 1209 Coolmont Dr, Brandon FL 33511 |
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| James Dunne, 312 Hidden Lake Dr, Brandon FL 33511 |
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| Jeanine Estrada, 1422 Corner Oaks Dr, Brandon FL 33510 |
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| Zach Ezell, 138 E Bloomingdale Ave, Brandon FL 33511 |
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| Harold Goff, 204 Lithia Pinecrest Rd, Brandon FL 33511 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jeffrey Gould, 504 S Kings Ave, Brandon FL 33511 |
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| Erica Guthrie, 2119 Fluorshire Dr, Brandon FL 33511 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| David Jayson, 2243 Lake Woodberry Cir, Brandon FL 33510 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Steven Kriegbaum, 4107 Walden View Dr, Brandon FL 33511 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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