Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Lisa Rogai, 4512 W Azeele St, Tampa FL 33609

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Christopher Rogers, 4408 Endicott Pl, Tampa FL 33624

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James Rogers, 12102 Marblehead Dr, Tampa FL 33626

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Jon Rogers, 3116 Bayshore Oaks Dr, Tampa FL 33611

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Danielle Rogo, 9701 Montague St, Tampa FL 33626

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Matthew Romens, 5809 N 16th St, Tampa FL 33610

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Josue Romero, 3836 N Lake Dr Apt 121, Tampa FL 33614

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Donald Rondeau, 1501 W Horatio St, Tampa FL 33606

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Viviana Rosas-pacheco, 4307 Ashby Ln, Tampa FL 33624

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Jeffrey Rosen, 1118 S Moody Ave # 7, Tampa FL 33629

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Michael Rosen, 1812 Bella Casa Ct, Tampa FL 33618

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Lauren Rosetti, 1505 S Sheridan Forest Dr, Tampa FL 33629

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Robert Rushton, 12010 Misty Brook Ct, Tampa FL 33635

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Richard Salerno, 17823 Green Willow Dr, Tampa FL 33647

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Scott Schechinger, 15012 Barby Ave Apt 8, Tampa FL 33625

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Michael St.claire, 4917 Elizabeth Anne Cir, Tampa FL 33616

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Thomas Stuhlsatz, 13606 Pub Pl, Tampa FL 33618

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Myran Sails, 5610 Baywater Dr, Tampa FL 33615

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Renee Saltzman, 3926 Versailles Dr, Tampa FL 33634

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Robert Saltzman, 3926 Verailles Drive, Tampa FL 33634

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Laura Sanson, 1120 E Kennedy Blvd Unit 731, Tampa FL 33602

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Cody Scarboro, 5006 W Lancaster St, Tampa FL 33616

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Denise Schabacker Barnes, 1508 S Howard Ave Unit E, Tampa FL 33606

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Sharon Schall, 601 Chane Wa Way Apt 1437, Tampa FL 33602

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Aaron Scheetz, 1301 S Howard Ave Apt C15, Tampa FL 33606

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Daniel Schlueter, 618 Riviera Dr, Tampa FL 33606

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Stephen Scrivens, 12108 Lake Carroll Dr, Tampa FL 33618

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Nickolas Sedita, 14901 Arbor Springs Cir # 30, Tampa FL 33624

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Robert Sells, 8723 Sheldon Creek Blvd Apt 804, Tampa FL 33615

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Edward Serralles, 2322 N Highland Ave, Tampa FL 33602

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Raymond Serrano, 501 S Dakota Ave Ste 2, Tampa FL 33606

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Lee Sierra, 2314 S Ardson Pl, Tampa FL 33629

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Jeffrey Sikorske, 3607 S Waverly Pl, Tampa FL 33629

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Brittany Silva, 217 N 12th St Apt 106, Tampa FL 33602

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Luis Silva, 4620 Whispering Wind Ave, Tampa FL 33614

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Scott Simons, 3909 W Santiago St, Tampa FL 33629

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Bradley Simpson, 3355 Diamond Knot Cir # 202, Tampa FL 33607

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Kristie Simpson, 6104 Oak Fern Ct, Tampa FL 33617

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Lacie Sinn, 2512 N Habana Pl, Tampa FL 33618

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Edwin Slack, 2824 W Morrison Ave, Tampa FL 33629

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Scott Slone, 18117 Palm Beach Dr, Tampa FL 33647

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Tim Slone, 10907 Victoria Arbor Way, Tampa FL 33617

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Jennifer Small, 2206 W Horatio St, Tampa FL 33606

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Cynthia Smith, 3550 Buschwood Park Dr Ste 295, Tampa FL 33618

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Dennis Smith, 6604 Whiteway Dr, Tampa FL 33617

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Douglas Smith, 8325 Golden Prairie Dr, Tampa FL 33647

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Mark Smith, 800 S Dakota Ave Apt 310, Tampa FL 33606

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Steven Smith, 1201 N Clearview Ave, Tampa FL 33607

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Rebecca Socia, 10526 Villa View Cir, Tampa FL 33647

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Shannon Sommers, 10542 Greencrest Dr, Tampa FL 33626

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Robert Soukkala, 1703 W Cleveland St Apt 330, Tampa FL 33606

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Wayne Spiwak, 2907 W Harbor View Ave, Tampa FL 33611

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Sean Stephens, 7819 N Dale Mabry Hwy Ste 210, Tampa FL 33614

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Marc Stern, 4409 W Leona St, Tampa FL 33629

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Robert Stettler, 8771 Ashworth Dr, Tampa FL 33647

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Sabra Stilwell, 13418 Sunvale Pl Apt 204, Tampa FL 33626

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Melissa Stoddard, 2203 N Lois Ave Ste 200, Tampa FL 33607

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Patrick Storch, 10613 Gretna Green Dr, Tampa FL 33626

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Christian Stover, 3106 W Tambay Ave, Tampa FL 33611

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Robert Sullivan, 5819 S 3rd St, Tampa FL 33611

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Gilbert Theophille, 20106 Shady Hill Ln, Tampa FL 33647

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Ryan Takieddine, 1511 S Bay Villa Pl, Tampa FL 33629

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Sammy Takieddine, 6001 Printery St Unit 107, Tampa FL 33616

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Andre Taylor, 16016 Glen Haven Dr, Tampa FL 33618

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Donna Tevlin, 218 W Elm St, Tampa FL 33604

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Amy Tew, 1701 N Lois Ave Apt 230, Tampa FL 33607

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Fred Thompson, 10414 Butia Pl, Tampa FL 33618

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Tammie Thorne, 8108 Camella Ln, Tampa FL 33647

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Todd Thurm, 9024 Quail Creek Dr, Tampa FL 33647

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Cynthia Tolster, 9607 Montague St, Tampa FL 33626

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Kelly Tolster, 11512 Carrie Marie Pl Apt 203, Tampa FL 33626

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Meghan Tolster, 10010 Montague St, Tampa FL 33626

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Anthony Torres, 5614 Pine Bay Dr, Tampa FL 33625

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Frank Torres, 5818 Idle Forest Pl, Tampa FL 33614

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Louis Torres, 16389 Enclave Village Dr, Tampa FL 33647

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Fedora Tovar, 5612 Pinnacle Hts Cir Apt 107, Tampa FL 33624

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Christina Tribble, 7708 Bingham Ct, Tampa FL 33625

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Armando Tundidor, 3413 E Frontage Rd, Tampa FL 33607

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Christopher Tyre, 16508 Brigadoon Dr, Tampa FL 33618

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Paul Urbanski, 11710 Carrollwood Cove Dr, Tampa FL 33624

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Laura Vanhise, 8903 Citrus Village Dr Apt 103, Tampa FL 33626

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Lindsey Vance, 210 S Habana Ave Apt F, Tampa FL 33609

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Justin Vega, 11324 Cayman Key Ave, Tampa FL 33624

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Bradley Verkauf, 5000 Culbreath Ky Way Unit 9-202, Tampa FL 33611

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Francine Villa, 10108 Belleville Pl, Tampa FL 33624

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Cara Vreeland, 450 Knights Run Ave Unit 901, Tampa FL 33602

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Jordan Vreeland, 450 Knight Run #901, Tampa FL 33602

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Stephen Walters, 1006 Eckles Dr, Tampa FL 33612

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Thomas Webb, 1212 E Whiting St Ste 502, Tampa FL 33602

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Pamela Wirth, 12413 Cardiff Dr, Tampa FL 33625

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Delos Wait, 8323 Clermont St, Tampa FL 33637

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David Waters, 12041 Tuscany Bay Dr Apt 204, Tampa FL 33626

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Samuel Wax, 5102 W Evelyn Dr, Tampa FL 33609

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Tammy Weber, 13760 Ornge Sunst Dr Unit 201, Tampa FL 33618

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Naomi Weese, 10119 N Ola Ave, Tampa FL 33612

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Tad Wentzell, 16265 Compton Heights Pl, Tampa FL 33647

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Robert Wesler, 3233 E Yukon St, Tampa FL 33604

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Erin West, 3408 Roseville Ct, Tampa FL 33618

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Christopher White, 5610 Pinnacle Hts Cir Apt 201, Tampa FL 33624

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Sean White, 15210 Amberly Dr Apt 1324, Tampa FL 33647

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Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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