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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Daniel Eguiguren, 5161 Sw 159th Ave, Miami FL 33185 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Joel Eidelstein, 1961 S Oak Haven Circle, Miami FL 33180 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Matthew Eidelstein, 1050 Brickell Ave Apt 3002, Miami FL 33131 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Alan Eisenberg, 14510 Sw 77th Ct, Miami FL 33158 |
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| Errol Eisinger, 13282 Sw 114th Ter, Miami FL 33186 |
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| Anthony Elias, 9985 Sw 27th Ter, Miami FL 33165 |
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| Christina Elias, 6401 Sw 47th St, Miami FL 33155 |
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| Yaneris Elias, 18633 Sw 94th Ct, Miami FL 33157 |
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| Kervendy Elisbrun, 10635 Nw 11th Ave, Miami FL 33150 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Louis Erice, 2000 S Bayshore Dr, Miami FL 33133 |
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| Gysselle Escobar, 7705 Camino Real Unit B302, Miami FL 33143 |
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| Aileen Espinosa, 12940 Sw 149th St, Miami FL 33186 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Julio Esquenazi, 9766 Nw 51st Ter, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Martha Esquivia, 8600 Nw 53rd Ter Ste 103, Miami FL 33166 |
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| Yenny Esterlich, 15892 Sw 63rd Ter, Miami FL 33193 |
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| Claudia Esterripa, 13955 Sw 154th St, Miami FL 33177 |
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| Ernesto Estevan, 11625 Sw 98th Ct, Miami FL 33176 |
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| Nora Estevez, 14921 Sw 164th Ter, Miami FL 33187 |
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| Roberto Estevez, 6750 Sw 159th Pl, Miami FL 33193 |
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| Gilbert Estime, 11077 Biscayne Blvd Ste 100, Miami FL 33161 |
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| Mirela Feliciano, 9172 Collins Ave Apt 316, Miami FL 33154 |
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| Alida Fernandez, 1485 Sw 122nd Ave Apt 2, Miami FL 33184 |
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| Jose Fernandez, 1818 Sw 1st Ave Apt 1801, Miami FL 33129 |
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| Julio Fernandez, 9025 Sw 59th Ct, Miami FL 33156 |
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| Nelson Fernandez, 11040 Sw 59th Ter, Miami FL 33173 |
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| Offir Fernandez, 3601 Sw 107th Ave, Miami FL 33165 |
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| Tania Fernandez, 12931 Sw 50th St, Miami FL 33175 |
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| Michael Ferrer, 6635 Sw 130th Pl Apt 204, Miami FL 33183 |
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| William Feuerman, 3340 Ne 190th St Unit 1509, Miami FL 33180 |
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| Gustavo Figueredo, 7000 Sw 110th Ter, Miami FL 33156 |
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| Marta Figueredo, 3785 Nw 82nd Ave Ste 405, Miami FL 33166 |
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| Jose Figueroa, 12431 Sw 125th St, Miami FL 33186 |
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| Franz Flores, 15755 Sw 99th St, Miami FL 33196 |
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| Rafael Flores, 13631sw 176 Terrace, Miami FL 33177 |
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| Luz Footman, 8300 Nw 53rd St Ste 102, Miami FL 33166 |
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| Armando Fraga, 15853 Sw 43rd St, Miami FL 33185 |
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| Pedro Fraginals, 12495 Sw 9 Te, Miami FL 33184 |
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| Abdallah Fragomeno, 3152 Jackson Ave # 2, Miami FL 33133 |
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| Pastor Fuster, 2826 Sw 131st Pl, Miami FL 33175 |
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| Arnelys Fabelo, 10523 Sw 55th St, Miami FL 33165 |
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| Ricardo Fabricio, 11740 Sw 80th St, Miami FL 33183 |
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| Jorge Fajardo, 16142 Sw 87th Ct, Miami FL 33157 |
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| Joseph Falk, 1770 Micanopy Ave, Miami FL 33133 |
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| Mercedes Fanjul, 14725 Sw 83rd Pl, Miami FL 33158 |
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| Ruth Farley, 162 Ne 25th St, Miami FL 33137 |
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| Mark Feldman, 3752 Ne 199th St, Miami FL 33180 |
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| Nain Feliz, 6000 Sw 153rd Court Rd, Miami FL 33193 |
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| Danny Felton, 600 Nw 183rd St, Miami FL 33169 |
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| Carlos Ferbeyre, 2602 Sw 143pl, Miami FL 33175 |
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| Ada Fernandez, 12780 Sw 105th Ave, Miami FL 33176 |
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| Adriana Fernandez, 9600 Sw 100th St, Miami FL 33176 |
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| Alexander Fernandez, 3550 Nw 95th Ter, Miami FL 33147 |
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| Christina Fernandez, 9380 Sw 35th St, Miami FL 33165 |
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| Consuelo Fernandez, 8041 Sw 89th Ave, Miami FL 33173 |
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| Daniel Fernandez, 2280 Sw 25th St, Miami FL 33133 |
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| Eduardo Fernandez, 9600 Sw 100th St, Miami FL 33176 |
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| Emilio Fernandez, 2311 Sw 92nd Pl, Miami FL 33165 |
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| Enrique Fernandez, 3500 Sw 60th Ave, Miami FL 33155 |
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| Gabriel Fernandez, 9380 Sw 35th St, Miami FL 33165 |
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| Henry Fernandez, 11221 Sw 120th St, Miami FL 33176 |
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| Ixel Fernandez, 16215 Sw 66th St, Miami FL 33193 |
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| Michelle Fernandez, 5911 Sw 56th St, Miami FL 33155 |
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| Mildred Ferreira, 11156 Nw 73rd St, Miami FL 33178 |
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| Werner Fertsch, 917 Nw 97th Ave Apt 104, Miami FL 33172 |
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| Francisco Figueroa, 7700 N Kendall Dr, Miami FL 33156 |
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| Jose Figueroa, 3740 Sw 27th Ln, Miami FL 33134 |
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| Jeffrey Fisher, 225 Madeira Ave, Miami FL 33134 |
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| Sonia Fiterre, 1920 Sw 134th Ave, Miami FL 33175 |
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| Glenn Fleisher, 7900 Sw 152nd Ter, Miami FL 33157 |
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| Jerry Flick, 1119 Cotorro Ave, Miami FL 33146 |
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| William Florence, 925 Palermo Ave Apt 2a, Miami FL 33134 |
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| Maria Flores, 1078 Nw 129th Pl, Miami FL 33182 |
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| Yadira Fonseca, 13380 Sw 50th St, Miami FL 33175 |
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| Daniel Ford, 20594 Nw 13th Ave, Miami FL 33169 |
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| Charles Foschini, 6434 Sw 85th St, Miami FL 33143 |
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| Lee Fragomeno, 10620 Sw 67street, Miami FL 33173 |
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| James Fried, 555 Ne 34th St Apt 2601, Miami FL 33137 |
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| Angela Frydman, 1541 Brickell Ave Apt 2801, Miami FL 33129 |
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| Kathryn Frye, 1720 Nw North River Dr Apt 602, Miami FL 33125 |
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| Marcos Fullana, 20300 Sw 80th Ave, Miami FL 33189 |
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| Emiliano Furones, 9819 Sw 154th Pl, Miami FL 33196 |
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| Lakitsia Gaines, 6295 Sunset Dr, Miami FL 33143 |
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| Anthony Garcia, 8604 Sw 102nd Pl, Miami FL 33173 |
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| Cecilia Garcia, 226 Nw 103rd St, Miami FL 33150 |
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| Edel Garcia, 4451 Nw 36th St, Miami FL 33166 |
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| Liliana Garcia, 90 Sw 132nd Ave, Miami FL 33184 |
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| Mario Garcia, 8103 Sw 82nd Pl, Miami FL 33143 |
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| Monica Garcia, 8940 Sw 19th St, Miami FL 33165 |
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| Raul Garcia, 15451 Sw 112th Ter, Miami FL 33196 |
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| Rodolfo Garmendia, 7230 Sw 4th St, Miami FL 33144 |
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| Joaquin Garuz, 15229 Sw 31st Ln, Miami FL 33185 |
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| Carolina Gavilanes, 10960 Sw 71st Ln, Miami FL 33173 |
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| Zohar Gazit, 20941 Ne 25th Ct, Miami FL 33180 |
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| Erikamarie Gil, 15615 Sw 100th Ter, Miami FL 33196 |
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| Daisy Gomez, 8411 Sw 84th Ter, Miami FL 33143 |
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| Lazaro Gomez, 14348 Sw 159th Ter, Miami FL 33177 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Gabriel Gonzalez, 3268 Sw 25th Ter, Miami FL 33133 |
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| Humberto Gonzalez, 780 Nw 42nd Ave Ste 325, Miami FL 33126 |
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| Michelle Gonzalez, 5848 Sw 49th St, Miami FL 33155 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Gonzalez, 12765 Sw 99th Ct, Miami FL 33176 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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