Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Bryan Marx, 4504 W Spruce St Apt 539, Tampa FL 33607

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Mark Mathiason, 2520 W Simms Blvd, Tampa FL 33609

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Dwight Maxwell, 9856 Ashburn Lake Dr, Tampa FL 33610

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Kevin Mcardle, 8418 W Hillsborough Ave, Tampa FL 33615

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Tammy Mcdaniels, 12357 Witheridge Dr, Tampa FL 33624

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Matthew Mcduffee, 7101 S Sparkman St, Tampa FL 33616

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Courtney Mcintyre, 4006 W Rogers Ave, Tampa FL 33611

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Stephen Mcrory, 13902 N Dale Mabry Hwy Ste 105, Tampa FL 33618

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Rhonda Mcwilliams, 3112 E Emma St, Tampa FL 33610

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David Michaelson, 4104 Cypress Bayou Dr, Tampa FL 33618

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Darise Middleton, 2618 E 21st Ave, Tampa FL 33605

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Rafael Milanes, 308 S Westland Ave, Tampa FL 33606

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Ashlend Miller, 18056 Java Isle Dr, Tampa FL 33647

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Jaron Miller, 6714 Mornay Cricle, Tampa FL 33615

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Robert Miller, 8856 Cypress Hammock Dr, Tampa FL 33614

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Shawn Miller, 4207 W North A St Unit 3, Tampa FL 33609

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Tonya Mills, 8825 Chesterton Pl, Tampa FL 33635

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Richard Mize, 4218 W San Luis St, Tampa FL 33629

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Patrick Monteau, 3414 W Obispo St, Tampa FL 33629

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Moraima Montijo, 5303 Archstone Dr Apt 307, Tampa FL 33634

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Carnell Moore, 3808 Cypress Meadows Rd, Tampa FL 33624

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David Morales, 9401 N 18th St, Tampa FL 33612

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John Morgan, 11610 Splendid Ln, Tampa FL 33626

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Franklin Mulder, 2632 W Sunset Dr, Tampa FL 33629

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Thuy Murray, 10403 Lightner Bridge Dr, Tampa FL 33626

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Christopher Musso, 9820 New Parke Rd, Tampa FL 33626

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Christopher Musto, 912 Channelside Dr, Tampa FL 33602

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Adrian Nagy, 808 N Franklin St Unit 2911, Tampa FL 33602

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Gregory Nash, 6215 Soaring Ave, Tampa FL 33617

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Vance Nelson, 4952 Pennsbury Dr, Tampa FL 33624

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Vanessa Tsz Ng, 15218 Anguilla Isle Ave, Tampa FL 33647

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Soledad Nicoletti, 19255 Wood Sage Dr, Tampa FL 33647

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Jesse Noblett, 4404 Timber Terrace Cir, Tampa FL 33624

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Murel Noblitt, 8007 Capwood Ave, Tampa FL 33637

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Julie Norwood, 3145 Toscana Cir, Tampa FL 33611

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Gary Novak, 14421 Pepperpine Dr, Tampa FL 33626

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Dawn O'rourke, 2802 Shore Breeze Dr, Tampa FL 33611

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Francis Obrien, 4104 W Platt St, Tampa FL 33609

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Oscar Ortiz, 2253 Fletchers Point Cir, Tampa FL 33613

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Fernando Odria, 401 Harbour Place Dr Apt 1407, Tampa FL 33602

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Gregory Ogle, 101 E Kennedy Blvd Ste 1430, Tampa FL 33602

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Tina Olinski, 9654 Lake Chase Island Way, Tampa FL 33626

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Oliver Orlicki, 431 S Matanzas Ave, Tampa FL 33609

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Melissa Ortega, 5830 Memorial Hwy Apt 606, Tampa FL 33615

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Sandra Owen, 6715 Maybole Pl, Tampa FL 33617

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Ryan Owens, 5310 Eureka Springs Rd, Tampa FL 33610

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Maria Pimentel, 10206 Parsons St, Tampa FL 33615

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William Pinnick, 17429 Bridge Hill Ct, Tampa FL 33647

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Porsha Porter, 216 W Seneca Ave, Tampa FL 33612

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Jacob Palmer, 407 S Westland Ave Unit 1, Tampa FL 33606

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George Pantelaras, 5570 Baywater Dr, Tampa FL 33615

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James Pappas, 12520 Sparkleberry Rd, Tampa FL 33626

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Erica Paradise, 16305 Moradas De Avila, Tampa FL 33613

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Claude Park, 3901 N Ola Ave, Tampa FL 33603

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Penelope Parks, 3316 W Corona St, Tampa FL 33629

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David Pearlman, 13714 Springer Ln, Tampa FL 33625

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Lee Pearson, 4010 W Boy Scout Blvd Ste 600, Tampa FL 33607

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Scott Pendleton, 11513 Meridian Point Dr, Tampa FL 33626

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Michele Peral, 3821 N Oak Dr Unit J51, Tampa FL 33611

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Terrence Perry, 18309 Eastwyck Dr, Tampa FL 33647

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John Pettit, 4010 W Boy Scout Blvd Ste 950, Tampa FL 33607

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Michelle Piccari, 17200 Commerce Park Blvd, Tampa FL 33647

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Rebecca Pierce, 15302 Stonecreek Ln, Tampa FL 33613

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Tracey Pines, 10922 Juniperus Pl, Tampa FL 33618

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James Pinion, 4502 W Vasconia St, Tampa FL 33629

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Mary Pinion, 1201 Beacon Hill Dr, Tampa FL 33613

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Jose Pizarro, 3232 S Macdill Ave Unit 202, Tampa FL 33629

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James Poole, 3119 W El Prado Blvd, Tampa FL 33629

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Colleen Powell, 12703 Paddock Ave, Tampa FL 33618

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Donald Pratt, 8628 Leighton Dr, Tampa FL 33614

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James Primmer, 16613 Foothill Dr, Tampa FL 33624

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Thomas Quinn, 11627 Renaissance View Ct, Tampa FL 33626

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Karen Reynolds, 8225 Solano Bay Loop Apt 917, Tampa FL 33635

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Michael Rowe, 4308 Autumn Leaves Dr, Tampa FL 33624

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Tony Russo, 6107 S Elkins Ave, Tampa FL 33611

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Wilfred Ramos, 5311 S Crescent Dr, Tampa FL 33611

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Jelina Ramos Perez, 6217 Palmview Ct, Tampa FL 33625

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Sakata Ranglin, 6706 Camden Bay Dr Apt 203, Tampa FL 33635

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John Rankin, 10704 Ayrshire Dr, Tampa FL 33626

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John Recchio, 14424 Hellenic Dr Apt 201, Tampa FL 33613

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Kevin Reeves, 3210 W Horatio St Unit 8, Tampa FL 33609

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Bridget Rego, 6623 Glencoe Dr, Tampa FL 33617

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Michael Reilly, 6217 Bayshore Blvd, Tampa FL 33611

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Richard Reynolds, 9608 Gretna Green Dr, Tampa FL 33626

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Charles Richardson, 1705 W Watrous Ave, Tampa FL 33606

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James Richardson, 201 W Laurel St Apt 704, Tampa FL 33602

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David Ricketts, 4532 Amberly Oaks Ct, Tampa FL 33614

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Robert Riggio, 403 S Magnolia Ave Unit Down, Tampa FL 33606

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Megan Rindone, 2901 W Leila Ave, Tampa FL 33611

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Rose Rios, 4711 Serena Dr Unit 97, Tampa FL 33617

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Terri Ritchie, 10716 Beagle Run Pl, Tampa FL 33626

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Victor Rivera, 3502 N Perry Ave, Tampa FL 33603

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Christian Rodriguez, 4524 Amberly Oaks Ct, Tampa FL 33614

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Diana Rodriguez, 7705 Palmbrook Dr, Tampa FL 33615

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Gustavo Rodriguez, 1104 W Braddock St, Tampa FL 33603

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Juan Rodriguez, 14934 Glasgow Ct, Tampa FL 33624

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Mark Rodriguez, 3031 N Rocky Pt Dr W Ste 185, Tampa FL 33607

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Tamara Rodriguez, 3806 Carrollwd Pl Cir Apt 102, Tampa FL 33624

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Linda Roe, 6315 S Queensway Dr, Tampa FL 33617

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Karl Roelofs, 11714 Carrollwood Cove Dr, Tampa FL 33624

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Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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