Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 301 - 400 of 496

Jeri Murdock, 13846 Atlantic Blvd Apt 712, Jacksonville FL 32225
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Rose Nguyen, 14222 Sea Eagle Dr, Jacksonville FL 32226
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Milton Nuckols, 925 E Pleasant Pl, Jacksonville FL 32259
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Michael Nail, 789 Rock Bay Dr, Jacksonville FL 32218
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Analise Navia, 4460 Hodges Blvd Apt 904, Jacksonville FL 32224
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Julie Nelligan, 120 Warren Cir, Jacksonville FL 32259
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Jason Nelson, 4807 Long Bow Rd, Jacksonville FL 32210
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Richard Netzley, 11074 Castlemain Cir E, Jacksonville FL 32256
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Chris Nickas, 7620 Saw Timber Ln, Jacksonville FL 32256
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Michael Nickas, 7787 Royal Crest Dr, Jacksonville FL 32256
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Michael Niemann, 10550 Baymeadows Rd Unit 205, Jacksonville FL 32256
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John Nooney, 8619 Goodbys Trace Dr, Jacksonville FL 32217
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Angela Nunez, 7382 Hawks Branch Ct, Jacksonville FL 32222
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Kelly O'brien, 7968 Monterey Bay Dr, Jacksonville FL 32256
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Lisa Oconnor, 8011 Phillips Highway Suite One, Jacksonville FL 32256
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Edward Okeefe, 10277 Meadow Pointe Dr, Jacksonville FL 32221
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Tearra Odom, 1169 Emilys Walk Ln W, Jacksonville FL 32221
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Marnee Oehmann, 14899 Cape Dr E, Jacksonville FL 32226
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Seung Oh, 12382 Bucks Harbor Dr N, Jacksonville FL 32225
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Charles Oliver, 5201 Gate Pkwy, Jacksonville FL 32256
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Andrew Ollick, 425 Summerset Dr, Jacksonville FL 32259
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Christopher Oswald, 4442 Rock Creek Cir, Jacksonville FL 32246
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John Owen, 8145 Winding Vine Ct, Jacksonville FL 32244
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Jeffrey Owens, 12959 Spiceberry Dr, Jacksonville FL 32246
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Larissa Prendergast, 385 N Lombardy Loop, Jacksonville FL 32259
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Scott Page, 8130 Baymeadows Way W, Jacksonville FL 32256
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Charles Palazzolo, 4879 Victoria Chase Ct, Jacksonville FL 32257
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William Pappas, 7853 Groveton Hills Pl, Jacksonville FL 32256
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Angela Pariso, 7832 Fawn Oaks Ct, Jacksonville FL 32256
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Rebecca Parker, 12003 Spring Ridge Dr, Jacksonville FL 32258
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Delroy Parkinson, 946 Hamilton St, Jacksonville FL 32205
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Carl Parnell, 12753 Muirfield Blvd S, Jacksonville FL 32225
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Stephanie Pausche, 10932 Putney Ct, Jacksonville FL 32225
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Arthur Pebenito, 602 Castleberry Ct, Jacksonville FL 32259
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Adam Pearsall, 2440 Provost Rd E, Jacksonville FL 32216
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Ernie Perez-diaz, 9734 Tapestry Park Cir Apt 38, Jacksonville FL 32246
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Jeromy Peters, 9019 Deercress Ct, Jacksonville FL 32256
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Ronald Peterson, 5290 Big Island Dr Unit 2402, Jacksonville FL 32246
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Victoria Phibbs, 3602 Leewood Ln, Jacksonville FL 32217
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Thomas Phillips, 5427 Basque Ct, Jacksonville FL 32257
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Suzanne Pickett, 10139 Brookwood Forest Blvd, Jacksonville FL 32225
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Eric Piekarczyk, 407 Fever Hammock Dr, Jacksonville FL 32259
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James Pressly, 1608 Fenton Ave, Jacksonville FL 32259
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Christopher Quevedo, 8244 Shady Grove Rd, Jacksonville FL 32256
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Troy Rakes, 5396 Pergran Ct, Jacksonville FL 32257
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Shari Reeves, 7848 Palomino Trl, Jacksonville FL 32244
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Daniel Rhodes, 12561 Lochloosa Ln, Jacksonville FL 32218
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Christopher Rammage, 1749 Swimming Salmon Pl N, Jacksonville FL 32225
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Christopher Rawlins, 6166 Eddystone Trl, Jacksonville FL 32258
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Marvin Redd, 3135 Roundham Ln, Jacksonville FL 32225
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Kimberly Reddick, 6812 Playpark Trl W, Jacksonville FL 32244
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Jennifer Redman, 3815 Purcellville Ct, Jacksonville FL 32246
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Everett Reed, 13696 Covington Creek Dr, Jacksonville FL 32224
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Cynthia Reichle, 13106 Wexford Hollow Rd N, Jacksonville FL 32224
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Martin Reinholz, 136 Saint Johns Forest Blvd, Jacksonville FL 32259
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Kenneth Remley, 3532 Boatwright Way W, Jacksonville FL 32216
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Tanya Reyes, 9800 Touchton Rd Apt 1124, Jacksonville FL 32246
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Carmen Richardson, 637 N Lee St, Jacksonville FL 32204
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Jeremy Rigdon, 12433 Cliffrose Trl, Jacksonville FL 32225
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Carolyn Riley, 13596 Mandarin Rd, Jacksonville FL 32223
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Michael Riley, 13810 Sutton North Sutton Park, Jacksonville FL 32224
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Warren Rinaman, 12521 Remler Dr W, Jacksonville FL 32223
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Aimee Rivera, 13279 Ocean Mist Dr, Jacksonville FL 32258
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Erica Robbins, 1312 Mcduff Ave S, Jacksonville FL 32205
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Kimberly Roberts, 14039 Spoonbill St N, Jacksonville FL 32224
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Blake Robertson, 11630 Francis Drake Dr, Jacksonville FL 32225
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Dina Robinson, 3649 Eagle Ridge Dr, Jacksonville FL 32224
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Jason Robinson, 5201 Gate Pkwy, Jacksonville FL 32256
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Eric Rocereta, 4620 W Catbrier Ct, Jacksonville FL 32259
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Betty Rodriguez, 4316 Charleston Ln, Jacksonville FL 32210
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Christy Rogers, 3712 Buffalo Landing Ct Unit A33, Jacksonville FL 32257
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Derwin Rogers, 3712 Buffalo Landing Ct, Jacksonville FL 32257
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Lee Rogers, 137 River Dee Dr, Jacksonville FL 32259
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Philip Rorabaugh, 13700 Sutton Park Dr N Apt 936, Jacksonville FL 32224
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Mark Ross, 3967 Oak St, Jacksonville FL 32205
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Keith Roth, 1651 Hawkins Cove Dr W, Jacksonville FL 32246
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April Royston, 10100 Baymeadows Rd Apt 906, Jacksonville FL 32256
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Michael Ruffett, 440 Mallowbranch Dr, Jacksonville FL 32259
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Abraham Rukab, 5316 Chestnut Lake Dr, Jacksonville FL 32258
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Dejan Runjaic, 10550 Baymeadows Rd Unit 429, Jacksonville FL 32256
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Amy Russell, 7990 Baymeadows Rd E Unit 1808, Jacksonville FL 32256
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Keith Rydh, 12485 Apple Leaf Dr, Jacksonville FL 32224
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Andrew Saltman, 5527 Oliver Creek Dr, Jacksonville FL 32258
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Mariana Screciu, 6628 Periwinkle Dr, Jacksonville FL 32244
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Judith Shuster, 5011 Gate Pkwy # 100, Jacksonville FL 32256
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James Steen, 4393 Pebble Brook Dr, Jacksonville FL 32224
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Ryan Salem, 5077 Eagle Nature Trl, Jacksonville FL 32244
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Kim Salter, 13891 Intracoastal Sound Dr, Jacksonville FL 32224
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Kelly Saltman, 5527 Oliver Creek Dr, Jacksonville FL 32258
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Pamela Samuels, 285 Yearling Blvd, Jacksonville FL 32259
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Matthew Sapienza, 11947 Pequots Ln, Jacksonville FL 32246
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Michael Sartore, 12068 Colby Creek Dr, Jacksonville FL 32258
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Thomas Savino, 8550 Touchton Rd Unit 1122, Jacksonville FL 32216
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James Schmid, 7494 Red Crane Ln, Jacksonville FL 32256
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Frederick Schmitz, 502 Cloisterbane Dr, Jacksonville FL 32259
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Courtney Schnippert, 1422 Peachtree St, Jacksonville FL 32207
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James Schrader, 2326 Covington Creek Cir W, Jacksonville FL 32224
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Melanie Scirocco-coomer, 508 Abbotsford Ct, Jacksonville FL 32259
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Kathleen Scott, 336 Chicasaw Ct, Jacksonville FL 32259
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Roderick Seda, 2919 Green St, Jacksonville FL 32205
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.