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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Geneva Holland, 3111 W Coachman Ave, Tampa FL 33611 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Deborah Holle, 3005 Magdalene Woods Dr, Tampa FL 33618 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Lesley Holroyd, 10521 Gretna Green Dr, Tampa FL 33626 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Peter Horiszny, 4021 W Sevilla St, Tampa FL 33629 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Thomas Houston, 6907 S Trask St, Tampa FL 33616 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Ying Huang, 17364 Emerald Chase Dr, Tampa FL 33647 |
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| Daniel Hunt, 7009 Interbay Blvd Apt 422, Tampa FL 33616 |
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| Jason Hunter, 777 N Ashley Dr Unit 2105, Tampa FL 33602 |
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| Ronald Hurst, 10658 Grand Riviere Dr, Tampa FL 33647 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Phillip Isaacson, 7431 Oakvista Cir, Tampa FL 33634 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Daniela Izaguirre, 4310 Claverton Ct, Tampa FL 33624 |
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| Frank Jackson, 4121 W Waters Ave, Tampa FL 33614 |
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| Amber James, 604 S Melville Ave Apt 1, Tampa FL 33606 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Sharla Jenkins, 3201 E Frierson Ave, Tampa FL 33610 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Tara Jernigan, 14089 Trouville Dr, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Dario Jimenez, 8512 Twin Lakes Blvd, Tampa FL 33614 |
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| Barry Johnson, 5000 S Himes Ave Apt 313, Tampa FL 33611 |
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| Charles Johnson, 511 S Riverhills Dr, Tampa FL 33617 |
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| Janell Johnson, 13040 Terrace Springs Dr, Tampa FL 33637 |
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| Jason Johnson, 10250 Waterside Oaks Dr, Tampa FL 33647 |
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| Jeremy Johnson, 18002 Richmond Pl Dr Apt 515, Tampa FL 33647 |
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| Sybil Johnston, 12805 N 53rd St, Tampa FL 33617 |
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| Rita Jones, 12707 N Armenia Ave, Tampa FL 33612 |
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| Sirlestine Jones-parchment, 18218 Stillwell Ln, Tampa FL 33647 |
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| Venetia Jordan, 9108 Camino Villa Blvd, Tampa FL 33635 |
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| Jennifer Judice, 502 S Fremont Ave Apt 634, Tampa FL 33606 |
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| Alain Juvert, 15830 Rye Ln, Tampa FL 33625 |
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| Daniel Kapalin, 14115 Stowbridge Ave, Tampa FL 33626 |
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| David Kasper, 14760 San Marsala Ct, Tampa FL 33626 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Brian Katz, 474 Severn Ave, Tampa FL 33606 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Kedzierski, 4936 Cypress Trace Dr, Tampa FL 33624 |
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| Allen Keller, 13709 Attley Pl, Tampa FL 33624 |
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| Joseph Kelly, 4213 W Vasconia St, Tampa FL 33629 |
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| Samuel Kemp, 11705 Gothic Ln, Tampa FL 33626 |
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| Laura Kennedy, 6809 Charlotte Harbor Way, Tampa FL 33625 |
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| Scott Kepler, 8706 Nautical View St, Tampa FL 33615 |
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| William Kerrigan, 11602 Shady Tree Pl, Tampa FL 33624 |
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| Ardeshir Khorsandian, 20752 Center Oak Dr, Tampa FL 33647 |
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| Christopher Kidder, 15005 Lake Emerald Blvd, Tampa FL 33618 |
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| Greg King, 18129 Bahama Bay Dr, Tampa FL 33647 |
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| Robert King, 1120 E Twiggs St Apt 178, Tampa FL 33602 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Maura Klein, 11718 Nicklaus Cir, Tampa FL 33624 |
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| Samuel Komar, 4231 Autumn Leaves Dr, Tampa FL 33624 |
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| Jeff Kopsell, 14603 Anchoret Rd, Tampa FL 33618 |
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| Michael Krasnay, 1509 Maydell Dr, Tampa FL 33619 |
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| Timothy Krieg, 10701 N Oregon Ave, Tampa FL 33612 |
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| Carl Krumenacher, 17733 Esprit Dr, Tampa FL 33647 |
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| Florence Lagamba, 8102 Sheldon Rd Apt 1903, Tampa FL 33615 |
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| Thomas Larocca, 10606 Hatteras Dr, Tampa FL 33615 |
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| Charles Langlinais, 14301 Bru B Downs Blvd # 1001, Tampa FL 33613 |
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| Glenda Lantes, 8014 S Meadowview Cir, Tampa FL 33625 |
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| Daniel Larios, 15604 Howell Park Ln, Tampa FL 33625 |
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| Karey Larkins, 18108 Diamond Cove Ct, Tampa FL 33647 |
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| Mario Larrea, 4905 Stolls Ave, Tampa FL 33615 |
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| Lance Lay, 14781 San Marsala Ct, Tampa FL 33626 |
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| James Leduc, 8726 Palisades Dr, Tampa FL 33615 |
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| Colby Leach, 5596 Baywater Dr, Tampa FL 33615 |
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| Karla Leiva, 4201 Seeger Lake Ct, Tampa FL 33619 |
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| Michael Lena, 2601 N Dundee St, Tampa FL 33629 |
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| Douglas Leoni, 3909 W Santiago St, Tampa FL 33629 |
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| Christopher Leppert, 10703 Plantation Bay Dr, Tampa FL 33647 |
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| Alfred Letizio, 417 S Oregon Ave, Tampa FL 33606 |
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| Melvin List, 3604 W Platt St, Tampa FL 33609 |
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| Cecilio Livingston, 1208 E Kennedy Blvd Ste 1218, Tampa FL 33602 |
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| Kenneth Lo, 9325 Cypress Bend Dr, Tampa FL 33647 |
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| Mireya Locicero, 12907 Cinnimon Pl, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Curt Lockhart, 8505 Rondelet Ct, Tampa FL 33635 |
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| Curtis Long, 12212 Steppingstone Blvd, Tampa FL 33635 |
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| James Long, 4010 W Boy Scout Blvd Ste 600, Tampa FL 33607 |
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| William Long, 18016 Royal Forest Dr, Tampa FL 33647 |
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| Laurie Look Dean, 2535 W Simms Blvd, Tampa FL 33609 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Diana Lopez-gonzalez, 4543 Amberly Oaks Ct, Tampa FL 33614 |
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| James Lorden, 2806 W Shelton Ave, Tampa FL 33611 |
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| Ian Loring, 2780 E Fowler Ave # 123, Tampa FL 33612 |
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| Alvaro Loureiro, 15336 Winding Creek Dr, Tampa FL 33613 |
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| Lindsey Lowe, 13913 Fletchers Mill Dr, Tampa FL 33613 |
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| Alan Lucas, 16408 E Course Dr, Tampa FL 33624 |
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| Susan Luis-jorge, 6707 Ranger Dr, Tampa FL 33615 |
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| Katherine Luke, 1913 S 47th St, Tampa FL 33619 |
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| Spencer Lumia, 4013 W Granada St, Tampa FL 33629 |
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| Juana Luya, 7704 W Crenshaw St, Tampa FL 33615 |
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| Joshua Lynch, 10522 Greencrest Dr, Tampa FL 33626 |
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| Vidyanand Maharana, 10879 Cory Lake Dr, Tampa FL 33647 |
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| Eliot Marr, 101 S 12th St Unit 405, Tampa FL 33602 |
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| David Martinez, 10338 Carrollwood Ln Apt 101, Tampa FL 33618 |
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| Andrew Mitchell, 18507 Putters Pl, Tampa FL 33647 |
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| John Mulder, 13339 Golf Crest Cir, Tampa FL 33618 |
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| Benjamin Macht, 5002 Gilbert Ave, Tampa FL 33615 |
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| Patricia Mackall, 511 Broxburn Ave, Tampa FL 33617 |
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| Ilyssa Madsen, 10345 Lightner Bridge Dr, Tampa FL 33626 |
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| Michael Maguire, 13932 Clubhouse Dr, Tampa FL 33618 |
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| Sushilla Maharaj, 923 E Lambright St, Tampa FL 33604 |
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| Marvalyn Malcolm-smith, 5666 Tughill Dr, Tampa FL 33624 |
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| Varghese Mammen, 6321 S Queensway Dr, Tampa FL 33617 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| David Marcano, 6404 Appaloosa Dr, Tampa FL 33625 |
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| Kimberly Martin, 603 S Melville Ave Apt 10, Tampa FL 33606 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Todd Martin, 7603 Southern Brk Bnd Unit 102, Tampa FL 33635 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Gilbert Martinez, 16108 Country Crossing Dr, Tampa FL 33624 |
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| Isabel Martinez, 3825 Henderson Blvd Ste 502, Tampa FL 33629 |
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| Jennifer Martinez, 4707 W Laurel Rd, Tampa FL 33629 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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